FRN Variable Rate Fix

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BRADFORD & BINGLEY PLC



Re:  Bradford & Bingley Plc
     GBP 11,628,000.00
     MATURING: 21-Mar-2011
     ISIN: XS0230455163

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22-Sep-2008 TO 22-Dec-2008 HAS BEEN FIXED AT 6.090000 PCT

DAY BASIS: ACTUAL/365(FIX)

INTEREST PAYABLE VALUE 22-Dec-2008 WILL AMOUNT TO:
GBP 15.18 PER GBP 1,000.00 DENOMINATION

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