Granite Mort. 03-1

RE: GRANITE MORTGAGES 03-1 PLC
    USD 300,000,000.00
    MATURING: 20/Jan/2020
    ISSUE DATE: 27/Jan/2003
    ISIN: US38741TAC45

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Jan/2005 TO 20/Apr/2006 HAS BEEN FIXED AT 4.945889 PCT.

DAY BASIS 90/360

INTEREST PAYABLE VALUE 20/Apr/2006 WILL AMOUNT TO
USD 5.46 PER USD 441.35 DENOMINATION.
USD 54.57 PER USD 4,413.46 DENOMINATION.
----------------------------------------------------

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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