FRN Variable Rate Fix

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    Bradford & Bingley Plc

RE: BRADFORD & BINGLEY PLC
GBP 3,600,000.00
MATURING: 13-May-2011
ISSUE DATE: 28-Apr-2005
ISIN: XS0212921687

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
14-Aug-2006 TO 13-Nov-2006 HAS BEEN FIXED AT 5.026880 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 13-Nov-2006 WILL AMOUNT TO:
GBP 12.53 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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