HARB Harbor Florida Bancshares

Harbor Florida Bancshares, Inc. to Present at Friedman, Billings, Ramsey 10th Annual Investor Conference FORT PIERCE, Fla., Nov. 26 /PRNewswire-FirstCall/ -- Harbor Florida Bancshares, Inc. , the holding company for Harbor Federal Savings Bank, announced today that it would be participating in the Friedman, Billings, Ramsey 10th Annual Investor Conference in New York City, December 2-3, 2003. The conference will be webcast on the FBR website, http://www.fbr.com/ . Michael J. Brown, Sr., Harbor's President and Chief Executive Officer, is scheduled to make a presentation at 3:30 p.m. (EDT) on Tuesday, December 2 at the conference. The presentation slides will be available on Harbor's website located at http://www.harborfederal.com/ . Harbor Federal is headquartered in Fort Pierce, Florida and has 35 locations in a six-county area of East Central Florida. Harbor Florida Bancshares, Inc. common stock trades on the Nasdaq National Market under the symbol HARB. DATASOURCE: Harbor Florida Bancshares, Inc. CONTACT: Michael J. Brown, Sr., President, +1-772-460-7000, Mike Callahan, CFO, +1-772-460-7009, or Toni Santiuste, Investor Relations, +1-772-460-7002, all for Harbor Florida Bancshares Web site: http://www.harborfederal.com/ http://www.fbr.com/

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