ERIE, Pa., May 9, 2019 /PRNewswire/ -- When considering a
new roof for your home, there's a lot to think about – from
materials and style to cost and installation. For instance, metal
roofing systems can provide an alternative to traditional asphalt
shingles.
Erie Insurance lists five things to think through before
you make your decision:
- What are the benefits? Longevity, energy
efficiency and ecofriendly are just some of the benefits of
choosing a metal roof. Although the initial cost of a metal roof is
more than traditional asphalt, so is its lifespan. Metal roofs can
last 30 to 50 years more than other roofing materials, saving you
money in the long-term. They are also 100% recyclable and are made
with a minimum of 25% recycled material, depending on the type of
metal.
- What roofing material should I pick? Metal roofs
can be manufactured from a variety of metals and alloys
including steel, aluminum, copper, zinc and terne (zinc-tin alloy).
Compared to other metal, steel is typically less expensive.
Depending on the thickness, color and quality of the desired
panels, pricing could range anywhere from $75 to $250 per
roofing square (100 square feet). Aluminum is typically more
expensive than steel, but also comes with more resistance. Copper
is long-lasting, known to last up to 100 years. However, copper is
expensive and over time acquires a greenish patina. Finally, zinc
possesses its own outer protective layer, which prevents against
corrosion, scratching, and panel markings. Zinc roofs have been
known to last anywhere from 60 to 100 years.
- There are different styles of metal panels. Metal
options come in two general styles: vertical panels and
interlocking shingles. Both styles offer a range of colors to
complement the style of your home. Metal roofs come in more than
100 colors, while standard shingles typically provide 15-20 color
options. Vertical panels use metal-standing seams, while the use of
metal-stamped panels are meant to match the look of traditional
roof materials
- What about energy efficiency? According to the
Metal Roofing Alliance, metal is one of the most energy efficient
roofing materials available and can save your home up to 40% in
energy savings. The basic, unpainted metal roof will reflect more
solar radiation than an asphalt roof, which typically absorbs and
holds heat. But, for homes in warmer climates, pre-painted or
granular coated metal roofing systems not only reflect solar energy
but also cool your home by re-emitting most of what solar radiation
is absorbed.
- What are the maintenance considerations? Metal
roofs are resistant to things like mildew, insects and rot. But
just because metal roofs last longer than asphalt shingles, that
doesn't mean they're maintenance free. Aluminum and copper are
softer than steel, so therefore, they're more likely to dent. You
should also try to keep tree limbs from rubbing against the metal,
which can damage its finish.
Replacing a roof is one of the most expensive home projects any
homeowner will ever face. While it's possible to save over a
period of months or years, sudden damage from something like a
windstorm doesn't give you that option. At Erie Insurance, we
understand how hard you work to make your house a home – and we're
here to protect it. Roof restoration options can vary by policy;
that's why it's important to understand what your homeowners
insurance covers. Talking to an Erie Insurance agent can help you
understand what coverage is right for you.
Get a quote from a local Erie Insurance agent in your
neighborhood.
Erie Insurance Group
According to A.M. Best
Company, Erie Insurance Group, based in Erie,
Pennsylvania, is the
9th largest homeowners insurer and 12th
largest automobile insurer in the United States based on
direct premiums written and the 16th largest
property/casualty insurer in the United States based on
total lines net premium written. The Group, rated A+
(Superior) by A.M. Best Company, has more than 5 million
policies in force and operates in 12 states and the District
of Columbia. Erie Insurance Group is a FORTUNE 500
company.
News releases and more information about Erie Insurance
Group are available at www.erieinsurance.com.
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SOURCE Erie Insurance