IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    GBP 2,000,000.00
    MATURING: 14/Feb/2007
    ISSUE DATE: 14/Feb/2002
    ISIN: XS0143127065

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
15/Aug/2005 TO 14/Nov/2005 HAS BEEN FIXED AT 4.586250 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 14/Nov/2005 WILL AMOUNT TO:
GBP 11.43 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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