IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 6,247,000.00
    MATURING: 09/Oct/2008
    ISSUE DATE: 07/Oct/2003
    ISIN: XS0177745733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
11/Apr/2005 TO 11/Jul/2005 HAS BEEN FIXED AT 3.195000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 11/Jul/2005 WILL AMOUNT TO:
USD 8.08 PER USD 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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