NORTHBROOK, Ill., Feb.13, 2012
/PRNewswire/ -- It's awards season and America is on star
watch for the glam couture and glitzy jewels worn by celebrities.
While mainstream Americans may not walk the red carpet like a star,
Allstate can help insure their jewels like one.
"Many people don't wear their jewelry because they are afraid
they might lose it," said Keith
Rutman, Vice President Consumer Household, Allstate
Insurance Company. "Some pieces hold sentimental value that can
never be replaced, but when our customers choose proper insurance
coverage on jewels it gives them confidence and peace of mind that
they are financially protected when the unexpected happens."
Most homeowners, renters or condo insurance policies limit
coverage for personal items such as jewelry or furs to between
$500 and $2,500, depending on the
policy. If you have jewels like engagement rings, necklaces,
bracelets or earrings that exceed that amount, you should consider
additional coverage to help ensure you're protected. Allstate's
Scheduled Personal Property (SPP) product covers jewelry items
against perils like fire, theft and loss.
Allstate's tips to insure your jewelry
- Have a detailed appraisal and make sure you keep your bill of
sale. To keep your coverage current, have your jewelry appraised
every five years.
- Keep and maintain an inventory of your jewelry and individual
valuables - this should be part of a broader home inventory to help
you better understand everything you own.
- Review your current insurance coverage to determine what
protection you have.
- Talk to your local Allstate agent to personalize your coverage
to fit your needs.
The tips provided here are guidelines. Please use your best
judgment when insuring personal property items.
The Allstate® Digital LockerTM, available online at
DigitalLocker.com and as a mobile app for iPhone, iPod Touch and
Android, helps consumers create a detailed home inventory
that can be securely stored online.
The Allstate Corporation (NYSE: ALL) is the nation's largest
publicly held personal lines insurer known for its "You're In Good
Hands With Allstate®" slogan. Now celebrating its 80th anniversary
as an insurer, Allstate is reinventing protection and retirement to
help nearly 16 million households insure what they have today and
better prepare for tomorrow. Consumers access Allstate insurance
products (auto, home, life and retirement) and services through
Allstate agencies, independent agencies, and Allstate exclusive
financial representatives in the U.S. and Canada, as well as via www.allstate.com and
1-800 Allstate®.
SOURCE The Allstate Corporation