UMBF UMB Financial Corporation

UMB Healthcare Services, a division of UMB Financial Corporation (NASDQ:UMBF), has partnered with ConnectYourCare, a leading consumer-directed healthcare (CDH) company, to provide custodial, investment, and health payment card services for Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs). The partnership is the first to have available a comprehensive CDH portal and account administration, a multi-purse payment card, and banking and investments priced for one simple fee. The offering is marketed to brokers, carriers and third-party administrators who want to offer their customers a progressive CDH solution that can be implemented in a matter of weeks. UMB Healthcare Services has been a financial healthcare industry leader since 1996, when UMB pioneered the support of Medical Savings Accounts. ConnectYourCare was created in 2003 expressly to engage consumers in their personal health management by offering a superior health account management experience together with tools and programs fostering healthy lifestyles. The offering, which was launched at the beginning of the first quarter of 2006, integrates ConnectYourCare's CDH platform of consumer healthcare account tools and wellness solutions with UMB's portfolio of financial services. The combined solution includes: a healthcare account portal and claims adjudication for HRAs and FSAs; a multi-purse debit card; hospital and drug comparisons; medical research; health advocacy; wellness and exercise guides; and health assessment tied to account-based incentives. When combined with UMB's FDIC-insured bank accounts and a diverse selection of mutual funds through UMB Financial Services, Inc.(a), employers have a complete solution to offer employees for a simple monthly fee. Employees have a better experience using one health payment card to access multiple accounts. "UMB is pleased to partner with a progressive company like ConnectYourCare," said Dennis Triplett, president of UMB Healthcare Services. "CYC is a leader in the industry and its CDH platform will transform the way people pay for their medical care and how they save for the future. Financial institutions' importance in this market is increasing as consumers gain greater control of their healthcare choices and dollars." "As more employers opt for consumer-directed healthcare, many are looking to their financial institutions to provide solutions," said Terry Hunter, CEO of ConnectYourCare. "UMB is a valued partner to us as we continue to be first-to-market with innovative solutions in this space." About ConnectYourCare ConnectYourCare's benefit delivery platform provides a pathway for migration to CDH, supplying tools for employees to better manage their healthcare choices and a vehicle for employers to realize healthcare cost containment. ConnectYourCare Solutions include a multi-purse health payment card and portal for employees to manage tax-advantaged accounts and relevant investments, financial claims adjudication and customer support services, and comprehensive medical information and decision-support tools with a focus on wellness. ConnectYourCare sells to midsize and large employers and markets a co-branded ASP solution to health plans, TPAs, banks and investment firms. ConnectYourCare is a Revolution Health Group company. Please visit http://www.ConnectYourCare.com for more information or call 1-877-495-3341. About UMB UMB Financial Corporation (NASDQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005. (a) Investment Products Offered Through UMB Financial Services, Inc. Member NASD, SIPC Not FDIC Insured -- May Lose Value -- No Bank Guarantee