Merchants Bancshares Inc

Visual Financials
Company Name: Merchants Bancshares Inc
Ticker Symbol: MBVT
CIK Number: 0000726517
WWW Address: http://www.mbvt.com
CEO: Michael R. Tuttle
No. of Employees: 301
Common Issue Type: CS
Business Description:Merchants Bancshares, Inc. operates as the bank holding company for The Merchants Bank, which provides commercial banking products and services in Vermont.

 
Industry Information: BANKING - Regional - Northeast Banks [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 49.8 Unchanged 0.0 40.05 50.8  49.85 49.25 -
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 345.3 6.9 0.00 2.17 1.12 22.9 2.3 49.85 - 49.25
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close49.85$
PE Ratio - LTM22.9
Market Capitalisation345.3mil
Latest Shares Outstanding6.9mil
Earnings pS (EPS)2.17$
Dividend pS (DPS)1.12¢
Dividend Yield2.3%
Dividend Payout Ratio1%
Revenue per Employee237,285$
Effective Tax Rate20.7%
Float6.6mil
Float as % of Shares Outstanding1.0%
Foreign Sales-
Domestic Sales-
Selling, General & Adm/tive (SG&A) as % of Revenue-
Research & Devlopment (R&D) as % of Revenue-
Gross Profit Margin-
EBITDA Margin0.0%
Pre-Tax Profit Margin0.0%
Assets Turnover3.3%
Return on Assets (ROA)0.7%
Return on Equity (ROE)9.8%
Return on Capital Invested (ROCI)0.0%
Current Ratio-
Leverage Ratio (Assets/Equity)13.2
Interest Cover
Total Debt/Equity (Gearing Ratio)0.41
LT Debt/Total Capital13.0%
Working Capital pS-
Cash pS-
Book-Value pS22.88$
Tangible Book-Value pS21.40$
Cash Flow pS2.91$
Free Cash Flow pS2.89$
KEY FIGURES (LTM): Price info
Price/Book Ratio2.18
Price/Tangible Book Ratio0.00
Price/Cash Flow17.1
Price/Free Cash Flow17.2
P/E as % of Industry Group382.0%
P/E as % of Sector Segment69.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate1.12
Current Dividend Yield2.3
5-Y Average Dividend Yield4.6
Payout Ratio1.0
5-Y Average Payout Ratio50.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---0.0-213,528
4 Weeks0.000.000.000.0-3
13 Weeks0.000.000.000.0-6
26 Weeks0.000.000.000.0-6
52 Weeks49.8549.2549.85-0.1-1424,39824,398
YTD0.000.00-0.0-1
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
49.9249.920.000.0049.920.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.030.20.04
Income0.000.2-0.01
Dividend0.000.00.00
Capital Spending-0.07NA-0.01
R&D0.00NA0.00
Normalized Inc.14.83NA18.19
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %-4.3-4.3-0.2
Earnings %-0.1-0.13.9
EPS %-1.7-1.73.0
EPS $-0.01-0.010.07
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Free Cash Flow Margin-13.19
Free Cash Flow Margin 5YEAR AVG-12.86
Cash-Flow pS0.00
Free Cash-Flow pS-0.63
FINANCIAL STRUCTURE RATIOS
Financial Leverage Ratio (Assets/Equity)13.18
Debt Ratio92.41
Total Debt/Equity (Gearing Ratio)0.41
LT Debt/Equity0.16
LT Debt/Capital Invested13.43
LT Debt/Total Liabilities1.27
 
VALUATION RATIOS
MULTIPLES
PQ Ratio0.56
Tobin's Q Ratio0.17
Current P/E Ratio - LTM22.90
Enterprise Value (EV)/EBITDA0.00
Enterprise Value (EV)/Free Cash Flow6.16
Dividend Yield2.3
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM2.18
Price/Cash Flow Ratio17.1
Price/Free Cash Flow Ratio - LTM17.2
P/E Ratio (1 month ago) - LTM12.0
P/E Ratio (26 weeks ago) - LTM11.7
P/E Ratio (52 weeks ago) - LTM11.2
5-Y High P/E Ratio25.1
5-Y Low P/E Ratio11.7
5-Y Average P/E Ratio11.0
Current P/E Ratio as % of 5-Y Average P/E24
P/E as % of Industry Group382.0
P/E as % of Sector Segment69.0
Current 12 Month Normalized P/E Ratio - LTM6.8
PER SHARE FIGURES
Tangible Book Value pS - LTM21.40
Book Value pS - LTM22.88
Capital Invested pS26.07
Cash Flow pS - LTM2.91
Free Cash Flow pS - LTM2.89
Earnings pS (EPS)2.17
 
OPERATING RATIOS
PROFITABILITY
Return on Equity (ROE)9.51
Return on Equity (ROE) - 5YEAR AVRG.0.1
Return on Capital Invested (ROCI)6.74
Return on Capital Invested (ROCI) - 5YEAR AVRG.
Return on Assets (ROA)0.72
Return on Assets (ROA) - 5YEAR AVRG.0.0
EBIT Margin - LTM0.0
EBITDA Margin - LTM0.0
Pre-Tax Profit Margin158.77
Pre-Tax Profit Margin - 5YEAR AVRG.127.00
Net Profit Margin26.94
Net Profit Margin - 5YEAR AVRG.28.13
Effective Tax Rate5.35
Effective Tax Rate - 5YEAR AVRG.7.13
EFFICIENCY RATIOS
Revenue per Employee - LTM234,781
Net Income per Employee - LTM52,743
Assets/Revenue - LTM0.00
Assets/Revenue - 5YEAR AVRG.3,719.51



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