- Initial Statement of Beneficial Ownership (3)

FORM 3	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES	OMB APPROVAL OMB Number: 3235-0104 Expires: February 28, 2011 Estimated average burden hours per response... 0.5
	Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person ^*

McCambridge Michael D

2. Date of Event Requiring Statement (MM/DD/YYYY) 1/1/2010

3. Issuer Name and Ticker or Trading Symbol

HUDSON CITY BANCORP INC [HCBK]

(Last) (First) (Middle)

WEST 80 CENTURY ROAD

4. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director _____ 10% Owner
___ X ___ Officer (give title below) _____ Other (specify below)
Senior Vice President /

(Street)

PARAMUS, NJ 07652

(City) (State) (Zip)

5. If Amendment, Date Original Filed (MM/DD/YYYY)

6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, par value $0.01 per share	52351	D
Common Stock, par value $0.01 per share	31023	I	By ESOP
Common Stock, par value $0.01 per share	9370	I	By PIB ⁽⁴⁾
Common Stock, par value $0.01 per share	2244	D ⁽¹⁾

*Table II - Derivative Securities Beneficially Owned ( e.g.* , puts, calls, warrants, options, convertible securities)**
1. Title of Derivate Security (Instr. 4)	2. Date Exercisable and Expiration Date (MM/DD/YYYY)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivate Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security		6. Nature of Indirect Beneficial Ownership (Instr. 5)
Stock Option (Right to Buy)	⁽²⁾	7/20/2016	Common Stock	100000	$12.76	D
Stock Option (Right to Buy)	⁽³⁾	2/18/2014	Common Stock	64120	$12.22	D
Stock Option (Right to Buy)	1/20/2009	7/20/2016	Common Stock	50000	$12.76	D
Stock Option (Right to Buy)	1/13/2005	1/21/2014	Common Stock	32059	$11.91	D
Stock Option (Right to Buy)	1/13/2004	1/13/2013	Common Stock	12824	$5.96	D

Explanation of Responses:
( 1)	Award to the reporting person of 3,500 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2000 Recognition and Retention Plan ("RRP"), which the stockholders approved at a Special Meeting of Stockholders of Hudson City Bancorp, Inc. held on January 13, 2000 ("Special Meeting"), effective February 19, 2004. The shares awarded were adjusted to reflect a 3.206-for-1 stock split on June 7, 2005 and 2,244 shares vested and became directly owned by the reporting person on each of April 20, 2006, 2007, 2008 and 2,245 vested and became directly owned by the reporting person on April 20, 2009. The remaining 2,244 shares will vest and become directly owned by the reporting person on April 20, 2010.
( 2)	Grant to the reporting person of options to buy 100,000 shares of common stock pursuant to the Hudson City Bancorp, Inc. 2006 Stock Incentive Plan, which the stockholders approved at the Annual Meeting of Stockholders of Hudson City Bancorp, Inc. held on June 8, 2006 effective July 21, 2006. 60,000 of such options vested and became exercisable on July 21, 2009. The remaining 40,000 options will vest and become exercisable on July 21, 2011.
( 3)	Grant to the reporting person of options to buy 20,000 shares of common stock, pursuant to the Hudson City Bancorp, Inc. 2000 Stock Option Plan that was approved by the stockholders at the Special Meeting, effective February 19, 2004. The options awarded and the exercise price of those options were adjusted to reflect a 3.206-for-1 split on June 7, 2005 and 12,824 options vested and became exercisable on each of January 13, 2006, 2007, 2008 and 2009. The remaining 12,824 options will vest and become exercisable on January 11, 2010.
( 4)	Shares are held in the reporting person's account in the Hudson City Savings Bank Profit Incentive Bonus Plan.

Remarks:
On 1/23/09 the reporting person received a grant of Performance Stock Options to purchase 45,000 shares of common stock at a price per share of $12.03. These options have a 10-yr term ending 1/22/19 (or earlier in certain circumstances) & become exercisable provided the reporting person remains in continuous service through such date & certain corp. measures tied to return on equity & diluted earnings per share are satisfied on or prior to 1/23/12. On 1/23/09 the reporting person received a Performance Retention Restricted Stock award of 15,000 shares of common stock. These shares will fully vest on 1/23/12 provided certain corp. performance measures tied to operating efficiency during the 2009 fiscal yr have been met. On 1/25/08, the reporting person received a grant of Performance Stock Options to purchase 50,000 shares of common stock at a price per share of $15.69. These options have a 10-yr term ending 1/24/18 (or earlier in certain circumstances) & become exercisable on 1/25/11, provided that the reporting person remains in continuous service through such date & certain corp. performance measures tied to return on equity & diluted earnings per share have been satisfied. On 1/26/07, the reporting person received a grant of Performance Stock Options to purchase 45,000 shares of common stock at a price per share of $13.78. These options have a 10-yr term ending 1/25/17 (or earlier in certain circumstances) & become exercisable on 1/26/10 provided that the reporting person remains in continuous service through such date & certain corp. performance measures tied to return on equity & diluted earnings per share have been satisfied. Under applicable SEC regulations, this stock award & these option grants are reportable in Tables I & Il of Form 4, respectively, only if and when the performance conditions have been satisfied. Exhibit List - Exhibit 24 (Power of Attorney)

Reporting Owners
Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
McCambridge Michael D WEST 80 CENTURY ROAD PARAMUS, NJ 07652			Senior Vice President

Signatures
Veronica A. Olszewski, Attorney-in-Fact		1/8/2010
^** Signature of Reporting Person		Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note:	File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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