German American Bancorp

Visual Financials
Company Name: German American Bancorp
Ticker Symbol: GABC
CIK Number: 0000714395
WWW Address: https://www.germanamerican.com
CEO: Mark A. Schroeder
No. of Employees: 597
Common Issue Type: CS
Business Description:German American Bancorp is a financial services holding company. The Company’s operations are comprised of three business segments: core banking, trust and investment advisory services, and insurance operations.

 
Industry Information: BANKING - Regional - Midwest Banks [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 29.36 Up 0.14 28.0 29.46 29.11 28.84 28.35 51215
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 733.8 25.0 0.00 1.99 0.68 14.4 2.2 38.20 - 26.20
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close28.44$
PE Ratio - LTM14.4
Market Capitalisation733.8mil
Latest Shares Outstanding25.0mil
Earnings pS (EPS)1.99$
Dividend pS (DPS)0.68¢
Dividend Yield2.2%
Dividend Payout Ratio%
Revenue per Employee224,934$
Effective Tax Rate30.7%
Float23.0mil
Float as % of Shares Outstanding0.9%
Foreign Sales-
Domestic Sales-
Selling, General & Adm/tive (SG&A) as % of Revenue-
Research & Devlopment (R&D) as % of Revenue-
Gross Profit Margin-
EBITDA Margin0.0%
Pre-Tax Profit Margin0.0%
Assets Turnover4.3%
Return on Assets (ROA)1.3%
Return on Equity (ROE)11.3%
Return on Capital Invested (ROCI)0.0%
Current Ratio-
Leverage Ratio (Assets/Equity)8.6
Interest Cover
Total Debt/Equity (Gearing Ratio)0.82
LT Debt/Total Capital45.0%
Working Capital pS-
Cash pS-
Book-Value pS19.17$
Tangible Book-Value pS13.80$
Cash Flow pS2.68$
Free Cash Flow pS2.17$
KEY FIGURES (LTM): Price info
Price/Book Ratio1.51
Price/Tangible Book Ratio0.00
Price/Cash Flow10.8
Price/Free Cash Flow13.3
P/E as % of Industry Group382.0%
P/E as % of Sector Segment77.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate0.68
Current Dividend Yield2.2
5-Y Average Dividend Yield3.4
Payout Ratio0.0
5-Y Average Payout Ratio42.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---2.040,964195,105
4 Weeks29.9927.5929.72-4.339,654753,437
13 Weeks30.7427.5929.95-5.054,2653,418,730
26 Weeks31.8526.2029.48-3.555,8286,922,712
52 Weeks38.2026.2037.14-23.446,23011,557,615
YTD31.8527.59--0.255,6246,007,402
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
28.3728.5229.4529.8231.280.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.100.40.14
Income0.130.40.16
Dividend0.080.30.10
Capital Spending0.08NA0.26
R&D0.00NA0.00
Normalized Inc.0.00NA0.00
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %-1.0-1.0-2.7
Earnings %3.73.70.0
EPS %4.54.518.0
EPS $0.020.020.29
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Free Cash Flow Margin-34.69
Free Cash Flow Margin 5YEAR AVG-19.81
Cash-Flow pS0.00
Free Cash-Flow pS2.48
FINANCIAL STRUCTURE RATIOS
Financial Leverage Ratio (Assets/Equity)8.57
Debt Ratio0.00
Total Debt/Equity (Gearing Ratio)0.82
LT Debt/Equity0.82
LT Debt/Capital Invested45.08
LT Debt/Total Liabilities0.00
 
VALUATION RATIOS
MULTIPLES
PQ Ratio1.10
Tobin's Q Ratio0.20
Current P/E Ratio - LTM14.40
Enterprise Value (EV)/EBITDA0.00
Enterprise Value (EV)/Free Cash Flow24.07
Dividend Yield2.2
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM1.51
Price/Cash Flow Ratio10.8
Price/Free Cash Flow Ratio - LTM13.3
P/E Ratio (1 month ago) - LTM11.2
P/E Ratio (26 weeks ago) - LTM11.6
P/E Ratio (52 weeks ago) - LTM11.6
5-Y High P/E Ratio18.8
5-Y Low P/E Ratio8.1
5-Y Average P/E Ratio12.5
Current P/E Ratio as % of 5-Y Average P/E4
P/E as % of Industry Group382.0
P/E as % of Sector Segment77.0
Current 12 Month Normalized P/E Ratio - LTM11.5
PER SHARE FIGURES
Tangible Book Value pS - LTM13.80
Book Value pS - LTM19.17
Capital Invested pS33.41
Cash Flow pS - LTM2.68
Free Cash Flow pS - LTM2.17
Earnings pS (EPS)1.99
 
OPERATING RATIOS
PROFITABILITY
Return on Equity (ROE)10.14
Return on Equity (ROE) - 5YEAR AVRG.0.1
Return on Capital Invested (ROCI)5.57
Return on Capital Invested (ROCI) - 5YEAR AVRG.
Return on Assets (ROA)1.18
Return on Assets (ROA) - 5YEAR AVRG.0.0
EBIT Margin - LTM0.0
EBITDA Margin - LTM0.0
Pre-Tax Profit Margin163.62
Pre-Tax Profit Margin - 5YEAR AVRG.164.40
Net Profit Margin40.60
Net Profit Margin - 5YEAR AVRG.39.26
Effective Tax Rate5.08
Effective Tax Rate - 5YEAR AVRG.8.04
EFFICIENCY RATIOS
Revenue per Employee - LTM224,370
Net Income per Employee - LTM55,141
Assets/Revenue - LTM0.00
Assets/Revenue - 5YEAR AVRG.3,168.26



Your Recent History
NASDAQ
GABC
German Ame..
Register now to watch these stocks streaming on the ADVFN Monitor.

Monitor lets you view up to 110 of your favourite stocks at once and is completely free to use.


NYSE, AMEX, and ASX quotes are delayed by at least 20 minutes.
All other quotes are delayed by at least 15 minutes unless otherwise stated.