Black Knight’s First Look at October 2017 Mortgage Data: National Delinquency Rate Sees Second Consecutive Annual Rise as I...

The Data & Analytics division of Black Knight, Inc. (NYSE:BKI) reports the following “first look” at October 2017 month-end mortgage performance statistics derived from its loan-level database representing the majority of the national mortgage market. Total U.S. loan delinquency rate (loans 30 or more days past due, but not in foreclosure): 4.44%Month-over-month change: 0.94%Year-over-year change: 2.05%

Total U.S. foreclosure pre-sale inventory rate: 0. 68%Month-over-month change: -2.84%Year-over-year change: -31.42%

Total U.S. foreclosure starts: 50,200Month-over-month change: 11.06%Year-over-year change: -11.15%

Monthly Prepayment Rate (SMM): 1.12%Month-over-month change: 16.80%Year-over-year change: -25.05%

Foreclosure Sales as % of 90+: 1.69%Month-over-month change: -3.43%Year-over-year change: -0.49%

Number of properties that are 30 or more days past due, but not in foreclosure: 2,262,000Month-over-month change: 17,000Year-over-year change: 60,000

Number of properties that are 90 or more days past due, but not in foreclosure: 589,000Month-over-month change: 13,000Year-over-year change: -88,000

Number of properties in foreclosure pre-sale inventory: 348,000Month-over-month change: -10,000Year-over-year change: -156,000

Number of properties that are 30 or more days past due or in foreclosure: 2,610,000Month-over-month change: 7,000Year-over-year change: -96,000

*Top 5 States by Non-Current Percentage**
Mississippi:		10.62%
Florida:		9.90%
Louisiana:		9.20%
Alabama:		7.33%
Texas:		7.32%

*Bottom 5 States by Non-Current Percentage**
Montana:		2.59%
Minnesota:		2.51%
Oregon:		2.44%
North Dakota:		2.32%
Colorado:		2.11%

Top 5 States by 90+ Days Delinquent Percentage
Mississippi:		3.19%
Louisiana:		2.59%
Alabama:		2.09%
Arkansas:		1.86%
Florida:		1.71%

*Top 5 States by 6-Month Improvement in Non-Current Percentage**
Oregon:		-16.05%
New Jersey:		-13.33%
Maine:		-11.46%
District of Columbia:		-11.44%
Washington:		-11.27%

*Top 5 States by 6-Month Deterioration in Non-Current Percentage**
Florida:		78.71%
Texas:		29.78%
Arkansas:		0.17%
Mississippi:		-0.13%
Nebraska:		-0.27%

*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.Notes:1) Totals are extrapolated based on Black Knight’s loan-level database of mortgage assets.2) All whole numbers are rounded to the nearest thousand, except foreclosure starts, which are rounded to the nearest hundred.

For a more detailed view of this month’s “first look” data, please visit the Black Knight newsroom at http://www.bkfs.com/CorporateInformation/NewsRoom/Pages/20171121.aspx

The company will provide a more in-depth review of this data in its monthly Mortgage Monitor report, which includes an analysis of data supplemented by detailed charts and graphs that reflect trend and point-in-time observations. The Mortgage Monitor report will be available online at http://www.bkfs.com/CorporateInformation/NewsRoom/Pages/Mortgage-Monitor.aspx by Dec. 4, 2017.

For more information about gaining access to Black Knight’s loan-level database, please send an email to dataanalyticsinfo@bkfs.com.

About Black KnightBlack Knight (NYSE:BKI) is a leading provider of integrated software, data and analytics solutions that facilitate and automate many of the business processes across the homeownership lifecycle.

Black Knight is committed to being a premier business partner that clients rely on to achieve their strategic goals, realize greater success and better serve their customers by delivering best-in-class software, services and insights with a relentless commitment to excellence, innovation, integrity and leadership. For more information on Black Knight, please visit www.blackknightinc.com.