Annual Report of Employee Stock Plans (11-k)

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 11-K

ANNUAL REPORT

PURSUANT TO SECTION 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

[x]	ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED, EFFECTIVE OCTOBER 7, 1996].

For the fiscal year ended December 31, 2013

[ ]	TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED].

For the transition period from _______________ to _______________

Commission File Number 001-34593

A. Full title of the plan and the address of the plan, if different from that of the issuer named below:

OBA Bank 401(k) Plan

B: Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

OBA Financial Services, Inc.

20300 Seneca Meadows Parkway

Germantown, Maryland 20876

SUMMARY ANNUAL REPORT

This is a summary of the annual report for

OBA BANK 401(K) PLAN

EIN 53 0121343

for January 01, 2013 through December 31, 2013. The annual report has been

filed with the Employee Benefits Security Administration, as required under

the Employee Retirement Income Security Act of 1974 (ERISA).

BASIC FINANCIAL STATEMENT

Benefits under the plan are provided by a combination of funding

arrangements. Plan expenses were $29,982. These expenses included $684 in

administrative expenses and $29,298 in benefits paid to participants and

beneficiaries, and $0 in other expenses. A total of 80 persons were

participants in or beneficiaries of the plan at the end of the plan year,

although not all of these persons had yet earned the right to receive

benefits.

The vlaue of plan assets, after subtracting liabilities of the plan, was

$4,992,625 as of December 31, 2013, compared to $3,996,291 as of January

01, 2013. During the plan year, the plan experienced an increase in its net assets of

$996,334. This increase includes unrealized appreciation or depreciation in

the value of the plan assets; that is, the difference between the value of

plan's assets at the end of the year and the value of the assets at the

beginning of the year or cost of assets acquired during the year. The plan

had total income of $1,026,316, including employer contributions of $126,104,

employee contributions of $321,098, and earnings from investments of $579,114.

YOUR RIGHTS TO ADDITIONAL INFORMATION

You have the right to receive a copy of the full annual report, or any part

thereof, on request. The items listed below are included in that report:

- Financial information

- Fiduciary information, including non-exempt transactions between the plan and

parties in-interest

- Insurance information, including sales commissions paid by insurance carriers

- Information regarding any common or collective trusts, pooled separate accounts;

master trusts or 103-12 investment entities in which the plan participates

To obtain a copy of the full annual report, or any part thereof, write or call

OBA BANK

20300 SENECA MEADOWS PKWY

GERMANTOWN, MD 20876-7010

(301) 916-6400

The charge to cover copying costs will be $1.00 for the full annual report,

or $0.10 per page for any part thereof.

You also have the right to receive from the plan administrator, on request

and at no charge, a statement of the assets and liabilities of the plan and

accompanying notes, or a statement of income and expenses of the plan and

accompanying notes, or both. If you request a copy of the full annual report

from the plan administrator, these two statements and accompanying notes will

be included as part of that report. The charge to cover copying costs given

above does not include a charge for the copying of these portions of the report

because these portions are furnished without charge.

You also have the legally protected right to examine the annual report at the

main office of the plan

20300 SENECA MEADOWS PKWY

GERMANTOWN, MD 20876-7010

and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy

from the U.S. Department of Labor upon payment of copying costs. Requests to

the Department should be addressed to: Public Disclosure Room, Room N1513,

Employee Benefits Security Administration, U.S. Department of Labor, 200

Constitution Avenue, N.W., Washington, D.C. 20210.

The plan has met the requirements to waive the annual examination and report

of an independent qualified public accountant. As of the end of the plan year,

the following regulated financial institutions held or issued plan assets that

qualified under the waiver.

Participant Loans	$118,777.00
Principal Life Insurance Company	$2,033,144.45
American Funds Service Company	$53,414.42
Franklin Templeton Investments	$38,392.23
The American Funds	$85,390.54
T. Rowe Price Funds	$431,635.53
AIM Investments	$7,614.60
MFS Investment Management	$364,820.83
PIMCO Funds	$192,468.37
Jennison Dryden	$289,654,.70
Nuveen	$45,488.00
OBA Financial Services, Inc.	$1,316,332.32

The plan has been issued a fidelity bond by ZURICH NORTH AMERICAN - FID & DEP C

in the amount of $4,000,000. The bond protects the plan against losses

through fraud or dishonesty and covers any person handling plan assets. You

have the right to examine or receive from the plan administrator, on request

and at no charge, copies of statements from the regulated financial

institutions noted above describing the qualifying plan assets and evidence

of the required bond. If you are unable to examine or obtain these

documents, contact the Regional Office of the U.S. Department of Labor's

Pension and Welfare Benefits Administration.

SIGNATURES

The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.