- Current report filing (8-K)
July 26 2011 - 6:03AM
Edgar (US Regulatory)
S
ECURITIES
AND
E
XCHANGE
C
OMMISSION
Washington, D.C. 20549
F
ORM
8-K
C
URRENT
R
EPORT
P
URSUANT
TO
S
ECTION
13
OR
15(d)
OF
THE
S
ECURITIES
E
XCHANGE
A
CT
OF
1934
Date of Report (Date of earliest event reported): July 25, 2011
ECB B
ANCORP
, I
NC
.
(Exact name of registrant as specified in its charter)
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North Carolina
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000-24753
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56-2090738
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(State or other jurisdiction
of incorporation)
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(Commission
File Number)
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(IRS Employer
Identification No.)
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Post Office Box 337
Engelhard, North Carolina 27824
(Address of principal executive offices,
including zip code)
Registrants telephone number, including area code: (252) 925-5501
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Item 2.02.
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Results of Operations and Financial Condition.
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On July 25, 2011, we announced our results of operations for the three and six months ended June 30, 2011. A copy of our press release is being furnished as Exhibit 99.1 to this
Report.
The information contained in this Report and its exhibits shall not be deemed filed for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended (the Exchange Act), or incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth
by specific reference in such a filing.
Item 9.01.
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Financial Statements and Exhibits.
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(d)
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Exhibits
.
The following exhibit is furnished with this Report:
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Exhibit
No.
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Exhibit Description
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99.1
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Copy of our press release dated July 25, 2011
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Disclosures About Forward-Looking Statements
Statements in this Press Release relating to plans, strategies, economic performance and trends, projections of results of specific
activities or investments, expectations or beliefs about future events or results, and other statements that are not descriptions of historical facts, may be forward-looking statements within the meaning of the Private Securities Litigation Reform
Act of 1995, Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking information is inherently subject to risks and uncertainties, and actual results could differ materially from
those currently anticipated due to a number of factors, which include, but are not limited to, risk factors discussed in our Annual Report on Form 10-K and in other documents we file with the Securities and Exchange Commission from time to time.
Copies of those reports are available through our Internet website at
www.myecb.com
or directly through the Commissions website at
www.sec.gov.
Forward-looking statements may be identified by terms such as may,
will, should, could, expects, plans, intends, anticipates, feels, believes, estimates, predicts,
forecasts, potential or continue, or similar terms or the negative of these terms, or other statements concerning opinions or judgments of our management about future events. Factors that could influence the
accuracy of such forward-looking statements include, but are not limited to: the necessary approval required for the private placement and assumption of deposits may not be obtained or may not be obtained on the terms expected or on the schedule
that we anticipate, and other closing conditions for such transactions may not be satisfied; pressures on the Companys earnings, capital and liquidity resulting from current and future conditions in the credit and equity markets; the financial
success or changing strategies of our customers; actions of government regulators or changes in laws, regulations or accounting standards that adversely affect our business; changes in the interest rate environment and the level of market interest
rates that reduce our net interest margins and/or the values of loans we make and securities we hold; weather and similar conditions, particularly the effect of hurricanes on our banking and operations facilities and on our customers and the
communities in which we do business; continued or unexpected increases in credit losses in our loan portfolio; continued adverse conditions in general economic conditions and real estate values in our banking market (particularly as those conditions
affect our loan portfolio, the abilities of our borrowers to repay their loans, and the values of loan collateral); and other developments or changes in our business that we do not expect. Although we believe that the expectations reflected in the
forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. All forward-looking statements attributable to us are expressly qualified in their entirety by the cautionary statements
in this paragraph. We have no obligation, and do not intend, to update these forward-looking statements.
S
IGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, we have duly caused this Report to be signed on our
behalf by the undersigned hereunto duly authorized.
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ECB B
ANCORP
, I
NC
.
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(Registrant)
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Date: July 25, 2011
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By:
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/S/ A. Dwight Utz
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A. Dwight Utz
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President and Chief Executive Officer
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