IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
EUR 500,000,000.00
MATURING: 27-Mar-2006
ISSUE DATE: 27-Mar-2001
ISIN: XS0126505402

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
29-Dec-2004 TO 29-Mar-2005 HAS BEEN FIXED AT 2.328000 PCT

DAY BASIS 90/360

INTEREST PAYABLE VALUE 29-Mar-2005 WILL AMOUNT TO:
EUR 58.20 PER EUR 10,000.00 DENOMINATIONEUR 582 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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