IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 250,000,000.00
    MATURING: 22-Aug-2005
    ISSUE DATE: 22-Aug-2003
    ISIN: XS0174942523

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22-Nov-2004 TO 22-Feb-2005 HAS BEEN FIXED AT 2.226000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 22-Feb-2005 WILL AMOUNT TO:
EUR 568.87 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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