IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 6,247,000.00
    MATURING: 09-Oct-2008
    ISSUE DATE: 07-Oct-2003
    ISIN: XS0177745733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
12-Oct-2004 TO 10-Jan-2005 HAS BEEN FIXED AT 2.125000 PCT

PAY BASIS 90/360

INTEREST PAYABLE VALUE 10-Jan-2005 WILL AMOUNT TO:
USD 5.31 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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