IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 500,000,000.00
    MATURING: 27-MAR-2006
    ISSUE DATE:27-MAR-2001
    ISIN: XS0126506402

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
27-SEP-2004 TO 29-DEC-2004 HAS BEEN FIXED AT 2.266000 PCT

PAY BASIS 93/360

INTEREST PAYABLE VALUE 29-DEC-2004 WILL AMOUNT TO:
EUR 58.54 PER EUR 10,000.00 DENOMINATION
EUR 585.38 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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