IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    GBP 500,000,000.00
    MATURING: 16/Jan/2007
    ISSUE DATE: 16/Jan/2004
    ISIN: XS0183844264

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16/Jan/2006 TO 18/Apr/2006 HAS BEEN FIXED AT 4.675630 PCT.

DAY BASIS 92/365

INTEREST PAYABLE VALUE 18/Apr/2006 WILL AMOUNT TO
GBP 117.85 PER GBP 10,000.00 DENOMINATION.
GBP 1,178.51 PER GBP 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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