IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    GBP 200,000,000.00
    MATURING: 19/Jul/2006
    ISSUE DATE: 19/Jan/2005
    ISIN: XS0210343637

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16/Jan/2006 TO 18/Apr/2006 HAS BEEN FIXED AT 4.600630 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 18/Apr/2006 WILL AMOUNT TO:
GBP 115.96 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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