IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: Irish Life & Permanent Plc
    GBP 200,000,000.00
    MATURING: 19/Jul/2006
    ISSUE DATE: 19/Jan/2005
    ISIN: XS0210343637

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
18/Apr/2005 TO 18/Jul/2005 HAS BEEN FIXED AT 4.920000 PCT.

DAY BASIS 91/365

INTEREST PAYABLE VALUE 18/Jul/2005 WILL AMOUNT TO
GBP 122.66 PER GBP 10,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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