IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: Irish Life + Permanent Plc
    EUR 100,000,000.00
    MATURING: 14/Jul/2006
    ISSUE DATE: 14/Jan/2005
    ISIN: XS0209932358

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
14/Apr/2005 TO 14/Jul/2005 HAS BEEN FIXED AT 2.160000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 14/Jul/2005 WILL AMOUNT TO
EUR 546.00 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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