www.stockcall.com/ offers investors comprehensive research on the accident & health insurance industry and has completed analytical research on AFLAC Inc. (NYSE: AFL) and Unum Group (NYSE: UNM). Register with us today at www.stockcall.com/ to have free access to these researches.

The Accident and Health Insurance sector has been on uncertain ground recently. The sector's investment gains have been volatile due to choppy stock markets. While the stock market rose in the third quarter, low interest rates are hurting the sector by making it difficult to repay some of their older policies. The sector has also seen declining revenue as customers shift towards scaled down benefits packages to save money. This marks a huge shift in the industry as customers have previously been more disposed toward paying higher premiums for more comprehensive care.

www.stockcall.com/ is an online platform where investors doing their due-diligence on the accident & health insurance industry can have easy and free access to our analyst research and opinions on AFLAC Inc. and Unum Group; all investors need to do is register for a complimentary membership at https://stockcall.com/development/stockcall/page.php?name=register.html

Uncertainty looms over the Health Insurance sector as the Department of Health and Human Services prepares to announce what percent of premiums companies are allowed to devote to profit and administrative costs instead of actual medical care. Register now at https://stockcall.com/development/stockcall/page.php?name=register.html to have free access to our reports on the accident & health insurance industry.

Also, many newly elected Republicans in congress have vowed to repeal the Obama Administration's healthcare reform. The sector has a mixed view of a potential repeal as abolishing the premium regulations may be offset by the loss of the guaranteed 32 million new customers that will be brought in by the reform law's new requirements. Originally major lobbyists were for the bill, it is believed the sector will now spend a large amount of money getting various nuances of the bill changed to help position it more strongly for the future. Visit www.stockcall.com/ to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

On the earnings front, AFLAC Inc. saw better-than-anticipated earnings for this quarter as the accident & Health Insurance Company posted net income of $690 million. Investors looking for free research on AFLAC Inc. are welcome to sign up at www.stockcall.com/AFL221110.pdf for our new report.

On the other hand, Unum Group posted third-quarter operating income of $219.9 million that is an increase of 3.9% as compared to the same quarter in 2009. Investors looking for complimentary research on Unum Group are welcome to sign up at www.stockcall.com/UNM221110.pdf for our new report.

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