HCBK (MM)

www.stockcall.com/ offers investors comprehensive research on the Savings & Loans industry and has completed analytical research on Hudson City Bancorp Inc. (NASDAQ: HCBK) and Banner Corporation (NASDAQ: BANR). Register with us today at www.stockcall.com/ to have free access to these researches.

New financial reform may affect more than just the Money Center Banks. Financial Savings and Loan banks could feel the effects of the new legislation. The bill may seek to regulate federal banking and securities by the government. A council of federal regulators could work to detect the risks to the US financial system and may even shutdown financial unstable companies.

www.stockcall.com/ is an online platform where investors doing their due-diligence on the Savings & Loans industry can have easy and free access to our analyst research and opinions on Hudson City Bancorp Inc. and Banner Corporation; investors and shareholders of these companies can simply register for a complimentary membership at https://stockcall.com/development/stockcall/page.php?name=register.html

In the next two years, mortgage loans contracts may be required to have more easy to understand language for their contract holders. Most trading of derivatives may also have to take place on the open-marketplace although exceptions to this rule could be created through the final rounds of deal-making during the conference committee. Register now at https://stockcall.com/development/stockcall/page.php?name=register.html to have free access to our reports on the Savings & Loans industry.

Some banks may also be up in arms about the so-called "Volcker rule' which would confine banks from trading federally insured deposits for their own financial benefit. The details of the legislations will be ironed out in the coming months and many Savings and Loan Banks like Hudson City Bancorp Inc. and Banner Corp. will be watching closely. Investors can register for free to access the research reports on Hudson City Bancorp Inc. and Banner Corp. at www.stockcall.com/HCBK020810.pdf or www.stockcall.com/BANR020810.pdf.

On earnings for this quarter, both Hudson City Bancorp and Banner Corp. posted their earnings Wednesday of last week. Hudson City's profit saw a rise of 11.5% but warned that growth of its nonperforming loans were on deceleration mode. Conversely, Banner Corp. reported a net loss of $4.9 million for its second quarter as compared to a net loss of $16.5 million in the same quarter of 2009. Visit www.stockcall.com/ to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

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