UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 30, 2009

FFD Financial Corporation
(Exact name of registrant as specified in its charter)

 Ohio 0-27916 34-1821148
------------------------------- ------------ --------------------
(State or other jurisdiction of (Commission (IRS Employer
 incorporation) File Number) Identification No.)

321 North Wooster Avenue, Dover, Ohio 44622
(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: (330) 364-7777


(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act


(17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act


(17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

On January 30, 2009, FFD Financial Corporation issued a press release regarding its earnings for the quarter ended December 31, 2008. The press release is attached as Exhibit 99 hereto and is incorporated herein by reference.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(a) - (c). Not applicable.

 (d). Exhibits.

Exhibit Number Description
-------------- -----------

 99 Press Release of FFD Financial Corporation dated
 January 30, 2009

 SIGNATURES
 ----------

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FFD FINANCIAL CORPORATION

 By: /s/ Robert R. Gerber
 -------------------------------------
 Robert R. Gerber
 Senior Vice President, Chief
 Financial Officer and Treasurer


Date: January 30, 2009

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