BOFI Axos Finl (delisted)

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CUSIP NO. 05566U108 PAGE 2 OF 6 PAGES
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1 NAMES OF REPORTING PERSONS

 Robert Eprile
 S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a)|_|
 (b)|_|

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3 SEC USE ONLY

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4 SOURCE OF FUNDS

 PF
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5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM
 2(d) or 2(e) |_|

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6 CITIZENSHIP OR PLACE OF ORGANIZATION

 United States
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 7 SOLE VOTING POWER

 92,713
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 NUMBER OF 8 SHARED VOTING POWER
 SHARES
 BENEFICIALLY 0
 OWNED BY --------------------------------------------------------
 EACH 9 SOLE DISPOSITIVE POWER
 REPORTING
 PERSON 92,713
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 10 SHARED DISPOSITIVE POWER

 0
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11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 92,713
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12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 |_|

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13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 1.1%
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14 TYPE OF REPORTING PERSON

 IN
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CUSIP NO. 05566U108 PAGE 3 OF 6 PAGES
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 This Amendment No. 1 amends and supplements the statement on Schedule 13D
(the "Schedule 13D") originally filed with the Securities and Exchange
Commission on January 20, 2006 by Robert Eprile (the "Reporting Person") with
respect to the shares of Common Stock, $0.01 par value per share (the "Common
Stock"), of B of I Holding, Inc., a Delaware corporation (the "Issuer"). Unless
otherwise indicated, each capitalized term used but not defined herein shall
have the meaning assigned to such term in the Schedule 13D. From and after the
date hereof, all references in the Schedule 13D to the Schedule 13D or terms of
similar import shall be deemed to refer to the Schedule 13D as amended and
supplemented hereby. This amendment is being filed solely to report the fact
that the Reporting Person is no longer the beneficial owner of five percent of
the Company's outstanding Common Stock. As a result of an open market sale
effected on November 6, 2007, the Reporting Person's beneficial ownership of
Common Stock was reduced from 5.11% as of October 9, 2007 to 4.7% as of November
6, 2007.

 Item 2 and Item 5 are hereby amended and supplemented as follows:

Item 2. Identity and Background

(a) - (c)

 The name of the Reporting Person is Robert Eprile. The address for the
Reporting Person is 10773 Cherry Hill Drive, San Diego, CA 92130. Mr Eprile is a
former director of B of I Holding, Inc.

(d) - (e)

 During the last five years, the Reporting Person has not been (i)
convicted in a criminal proceeding (excluding traffic violations and similar
misdemeanors), or (ii) a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction and as a result of such proceeding
was or is subject to a judgment, decree or final order enjoining future
violations of, or mandating activities subject to, federal or state securities
laws or finding any violation with respect to such laws.

Item 5. Interest in Securities of the Issuer.

(a) - (b)

 Based upon the Issuer's Definitive Proxy Statement on Schedule 14A, filed
with the Securities and Exchange Commission on September 25, 2009, there were
8,082,768 shares of Common Stock outstanding as of September 10, 2009. The
Reporting Person is the beneficial owner of 92,713 shares of Common Stock of the
Issuer, representing 1.1% of the total number of shares outstanding as of
September 25, 2009. The Reporting Person (i) has the sole power to vote or to
direct the vote and to dispose or direct the disposition of 92,713 of such
shares and (ii) does not have shared power to vote or to direct the vote and to
dispose or direct the disposition of any of such shares.

(c) Schedule A annexed hereto lists all transactions by the Reporting Persons
since the 60th day prior to the date of this filing. All of such transactions
were effected in the open market.

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CUSIP NO. 05566U108 PAGE 4 OF 6 PAGES
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(d) N/A.

(e) As of November 6, 2007, the Reporting Person ceased to be the beneficial
owner of more than five percent of Common Stock.

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CUSIP NO. 05566U108 PAGE 5 OF 6 PAGES
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 SIGNATURE

 After reasonable inquiry and to the best of each of the undersigned's
knowledge and belief, each of the undersigned certifies that the information set
forth in this statement is true, complete and correct.


 ROBERT EPRILE


 By: /s/ Robert Eprile
 ---------------------------------
 Name: Robert Eprile








Dated: October 14, 2009

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CUSIP NO. 05566U108 PAGE 6 OF 6 PAGES
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 SCHEDULE A


 TRANSACTIONS IN SHARES OF THE ISSUER DURING THE PAST 60 DAYS

 All transactions were effected in the open market


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 Class of Date of Amount of Purchase (P) Price per
 Security Transaction Shares Sold or Sale (S) Share ($)
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Common Stock 9/30/09 1,000 S 8.50
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Common Stock 9/22/09 1,000 S 8.15
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Common Stock 9/11/09 800 S 8.55
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Common Stock 9/11/09 200 S 8.59
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Common Stock 9/08/09 1,000 S 8.55
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Common Stock 9/01/09 2,000 S 8.40
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Common Stock 9/01/09 1,700 S 8.34
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Common Stock 9/01/09 300 S 8.35
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Common Stock 8/25/09 2,000 S 6.85
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Common Stock 8/17/09 1,400 S 6.55
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Common Stock 8/17/09 1,600 S 6.90
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Common Stock 8/04/09 900 S 7.00
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Common Stock 8/04/09 100 S 7.01
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