Statement of Changes in Beneficial Ownership (4)

FORM 4 [ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person ^* Johnson Stephen Charles	2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) VP - Mortgage Operations
(Last) (First) (Middle) 886 SOUTH ROUECHE LANE	3. Date of Earliest Transaction (MM/DD/YYYY) 7/17/2020
(Street) KAYSVILLE, UT 84037 (City) (State) (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)	6. Individual or Joint/Group Filing (Check Applicable Line) _X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code (Instr. 8)		4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	7/17/2020		J⁽¹⁾	V	89	A	$5.72	3650 ⁽²⁾	D

*Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)*
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)			11. Nature of Indirect Beneficial Ownership (Instr. 4)
Employee Stock Option (right to buy)	$1.01 ⁽³⁾	4/13/2012		A		4543 ⁽³⁾		7/13/2012	4/13/2022	Class A Common Stock	4543 ⁽³⁾	$1.01 ⁽³⁾	4543 ⁽³⁾	D
Employee Stock Option (right to buy)	$3.3 ⁽⁴⁾	12/6/2013		A		4327 ⁽⁴⁾		3/6/2014	12/6/2023	Class A Common Stock	4327 ⁽⁴⁾	$3.3 ⁽⁴⁾	4327 ⁽⁴⁾	D
Employee Stock Option (right to buy)	$3.08 ⁽⁵⁾	7/2/2014		A		4121 ⁽⁵⁾		10/2/2014	7/2/2024	Class A Common Stock	4121 ⁽⁵⁾	$3.08 ⁽⁵⁾	4121 ⁽⁵⁾	D
Employee Stock Option (right to buy)	$3.61 ⁽⁶⁾	12/5/2014		A		8242 ⁽⁶⁾		3/5/2015	12/5/2024	Class A Common Stock	8242 ⁽⁶⁾	$3.61 ⁽⁶⁾	8242 ⁽⁶⁾	D
Employee Stock Option (right to buy)	$5.07 ⁽⁷⁾	12/4/2015		A		13082 ⁽⁷⁾		3/4/2016	12/4/2025	Class A Common Stock	13082 ⁽⁷⁾	$5.07 ⁽⁷⁾	13082 ⁽⁷⁾	D
Employee Stock Option (right to buy)	$5.59 ⁽⁸⁾	12/2/2016		A		6230 ⁽⁸⁾		3/2/2017	12/2/2026	Class A Common Stock	6230 ⁽⁸⁾	$5.59 ⁽⁸⁾	6230 ⁽⁸⁾	D
Employee Stock Option (right to buy)	$4.22 ⁽⁹⁾	12/1/2017		A		11865 ⁽⁹⁾		3/1/2018	12/1/2027	Class A Common Stock	11865 ⁽⁹⁾	$4.22 ⁽⁹⁾	11865 ⁽⁹⁾	D
Employee Stock Option (right to buy)	$5.06 ⁽¹⁰⁾	12/6/2019		A		10763 ⁽¹⁰⁾		3/1/2019 ⁽¹⁰⁾	12/6/2029	Class A Common Stock	10763 ⁽¹⁰⁾	$5.06 ⁽¹⁰⁾	10763 ⁽¹⁰⁾	D
Employee Stock Option (right to buy)	$3.67 ⁽¹¹⁾	3/27/2020		A		10250 ⁽¹¹⁾		6/27/2020 ⁽¹¹⁾	3/27/2030	Class A Common Stock	10250 ⁽¹¹⁾	$3.67 ⁽¹¹⁾	10250 ⁽¹¹⁾	D

Explanation of Responses:
(1)	Received pursuant to a stock dividend paid on July 17, 2020.
(2)	Owned through a trust by the reporting person and his wife. Does not include 18,310 shares of Class A Common Stock owned indirectly by the reporting person in the 401(k) Retirement Savings Plan, 4,490 shares of Class A Common Stock owned indirectly by the reporting person in the Employee Stock Ownership Plan (ESOP), and 8,979 shares of Class A Common Stock owned indirectly by the reporting person in the Non-Qualified Deferred Compensation Plan.
(3)	This option was granted on April 13, 2012 as an option for 3,000 shares of Class A Common Stock at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(4)	This option was granted on December 6, 2013 as an option for 3,000 shares of Class A Common Stock at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(5)	This option was granted on July 2, 2014 as an option for 3,000 shares of Class A Common Stock at an exercise price of $4.29 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(6)	This option was granted on December 5, 2014 as an option for 6,000 shares of Class A Common Stock at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(7)	This option was granted on December 4, 2015 as an option for 10,000 shares of Class A Common Stock at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(8)	This option was granted on December 2, 2016 as an option for 5,000 shares of Class A Common Stock at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(9)	This option was granted on December 1, 2017 as an option for 10,000 shares of Class A Common Stock at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions in the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; and a 2 1/2% stock dividend paid on July 17, 2020.
(10)	This option was granted on December 6, 2019 as an option for 10,000 shares of Class A Common Stock at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions in the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020 and a 2 1/2% stock dividend paid on July 17, 2020. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested.
(11)	This option was granted on March 27, 2020 as an option for 10,000 shares of Class A Common Stock at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions in the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020 and a 2 1/2% stock dividend paid on July 17, 2020. This option vests in four equal quarterly installments of Class A Common Stock, beginning on June 27, 2020, until such shares are fully vested.

Reporting Owners
Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
Johnson Stephen Charles 886 SOUTH ROUECHE LANE KAYSVILLE, UT 84037			VP - Mortgage Operations