FORM 4 [ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

Hunter Robert Gail
2. Issuer Name and Ticker or Trading Symbol

SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]
5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__X__ Director                    _____ 10% Owner
_____ Officer (give title below)    _____ Other (specify below)
(Last)          (First)          (Middle)

2 RAVENWOOD LANE
3. Date of Earliest Transaction (MM/DD/YYYY)

12/6/2019
(Street)

SANDY, UT 84092
(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security3. Trans. Date3A. Deemed Execution Date, if any4. Trans. Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
6. Date Exercisable and Expiration Date7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Director Stock Option (right to buy) $2.13 (1)12/4/2009  A   8145 (1)   3/4/2010 12/4/2019 Class A Common Stock 8145 (1)$2.13 (1)8145 (1)D  
Director Stock Option (right to buy) $2.13 (2)12/7/2009  A   1630 (2)   3/7/2010 12/7/2019 Class A Common Stock 1630 (2)$2.13 (2)1630 (2)D  
Director Stock Option (right to buy) $1.17 (3)12/3/2010  A   7757 (3)   3/3/2011 12/3/2020 Class A Common Stock 7757 (3)$1.17 (3)7757 (3)D  
Director Stock Option (right to buy) $1.17 (4)12/7/2010  A   1552 (4)   3/7/2011 12/7/2020 Class A Common Stock 1552 (4)$1.17 (4)1552 (4)D  
Director Stock Option (right to buy) $0.87 (5)12/2/2011  A   7388 (5)   3/2/2012 12/2/2021 Class A Common Stock 7388 (5)$0.87 (5)7388 (5)D  
Director Stock Option (right to buy) $0.87 (6)12/7/2011  A   1478 (6)   3/7/2012 12/7/2021 Class A Common Stock 1478 (6)$0.87 (6)1478 (6)D  
Director Stock Option (right to buy) $1.09 (7)4/13/2012  A   7036 (7)   7/13/2012 4/13/2022 Class A Common Stock 7036 (7)$1.09 (7)7036 (7)D  
Director Stock Option (right to buy) $5.19 (8)12/7/2012  A   1408 (8)   3/7/2013 12/7/2022 Class A Common Stock 1408 (8)$5.19 (8)1408 (8)D  
Director Stock Option (right to buy) $3.56 (9)12/6/2013  A   6488 (9)   3/6/2014 12/6/2023 Class A Common Stock 6488 (9)$3.56 (9)6488 (9)D  
Director Stock Option (right to buy) $3.56 (10)12/7/2013  A   1341 (10)   3/7/2014 12/7/2023 Class A Common Stock 1341 (10)$3.56 (10)1341 (10)D  
Director Stock Option (right to buy) $3.89 (11)12/5/2014  A   6382 (11)   3/5/2015 12/5/2024 Class A Common Stock 6382 (11)$3.89 (11)6382 (11)D  
Director Stock Option (right to buy) $3.89 (12)12/7/2014  A   1277 (12)   3/7/2015 12/7/2024 Class A Common Stock 1277 (12)$3.89 (12)1277 (12)D  
Director Stock Option (right to buy) $5.47 (13)12/4/2015  A   6078 (13)   3/4/2016 12/4/2025 Class A Common Stock 6078 (13)$5.47 (13)6078 (13)D  
Director Stock Option (right to buy) $5.47 (14)12/7/2015  A   1216 (14)   3/7/2016 12/7/2025 Class A Common Stock 1216 (14)$5.47 (14)1216 (14)D  
Director Stock Option (right to buy) $6.03 (15)12/2/2016  A   5789 (15)   3/2/2017 12/2/2026 Class A Common Stock 5789 (15)$6.03 (15)5789 (15)D  
Director Stock Option (right to buy) $6.31 (16)12/7/2016  A   1158 (16)   3/7/2017 12/7/2026 Class A Common Stock 1158 (16)$6.31 (16)1158 (16)D  
Director Stock Option (right to buy) $4.56 (17)12/1/2017  A   1103 (17)   3/1/2018 12/1/2027 Class A Common Stock 1103 (17)$4.56 (17)1103 (17)D  
Director Stock Option (right to buy) $5.25 (18)11/30/2018  A   5250 (18)   2/28/2019 11/30/2028 Class A Common Stock 5250 (18)$5.25 (18)5250 (18)D  
Director Stock Option (right to buy) $5.24 (19)11/30/2018  A   1050 (19)   2/28/2019 11/30/2028 Class A Common Stock 1050 (19)$5.24 (19)1050 (19)D  
Director Stock Option (right to buy) $5.46 (20)12/6/2019  A   5000 (20)   3/6/2020 (20)12/26/2029 Class A Common Stock 5000 (20)$5.46 (20)5000 (20)D  
Director Stock Option (right to buy) $5.46 (21)12/6/2019  A   1000 (21)   3/6/2020 (21)12/26/2029 Class A Common Stock 1000 (21)$5.46 (21)1000 (21)D  

Explanation of Responses:
(1) This option was granted on December 4, 2009 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(2) This option was granted on December 7, 2009 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(3) This option was granted on December 3, 2010 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.83 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(4) This option was granted on December 7, 2010 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.83 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 4, 2011, February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(5) This option was granted on December 2, 2011 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.30 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(6) This option was granted on December 7, 2011 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.24 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(7) This option was granted on April 13, 2012 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(8) This option was granted on December 7, 2012 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $7.42 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(9) This option was granted on December 6, 2013 as an option for 4,842 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(10) This option was granted on December 7, 2013 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(11) This option was granted on December 5, 2014 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(12) This option was granted on December 7, 2014 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(13) This option was granted on December 4, 2015 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(14) This option was granted on December 7, 2015 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(15) This option was granted on December 2, 2016 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, and February 1, 2019.
(16) This option was granted on December 7, 2016 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.36 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, and February 1, 2019.
(17) This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018 and February 1, 2019.
(18) This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock option paid on February 1, 2019.
(19) This option was granted on November 30, 2018 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock option paid on February 1, 2019.
(20) This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share. The option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested.
(21) This option was granted on December 6, 2019 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share. The option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director10% OwnerOfficerOther
Hunter Robert Gail
2 RAVENWOOD LANE
SANDY, UT 84092
X



Signatures
/s/Robert G. Hunter12/17/2019
**Signature of Reporting PersonDate

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