UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No. ___________)*

Harbor Custom Development, Inc.
(Name of Issuer)

Series A Cumulative Convertible Preferred Stock, Warrants
(Title of Class of Securities)

41150T207
(CUSIP Number)

December 31, 2021
(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

[ x] Rule 13d-1(b)

[ ] Rule 13d-1(c)

[ ] Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

CUSIP No. 41150T207
        ________________________________________

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1.      Names of Reporting Persons.
I.R.S. Identification Nos. of above persons (entities only).

Bard Associates, Inc.                               36-3452497

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2.      Check the Appropriate Box if a Member of a Group (See Instructions)

                (a) /  /
                (b) /  /


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3.      SEC Use Only


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4.      Citizenship or Place of Organization

        Illinois

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Number of       5.      Sole Voting Power
Shares
Beneficially            58,800 (Represents 58,800 Warrants)
Owned by                ---------------------------------------------
Each Reporting  6.      Shared Voting Power
Person with
                        0
                        ---------------------------------------------
                7.      Sole Dispositive Power

                        1,380,407 shares (Represents 133,645 shares Series A
                        Cumulative Convertible Preferred Stock converted into
                        742,532 common shares [Ratio 1 PFD = 5.556 COM], and
                        637,875 Warrants.)
                        ---------------------------------------------
                8.      Shared Dispositive Power

                        0
                        ---------------------------------------------

----------------------------------------------------------------------------

9.      Aggregate Amount Beneficially Owned by Each Reporting Person

        1,380,407 shares (Represents 133,645 shares Series A Cumulative
        Convertible Preferred Stock converted into 742,532 common shares
        [Ratio 1 PFD = 5.556 COM], and 637,875 Warrants.)

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10.     Check if the Aggregate Amount in Row (9) Excludes Certain Shares
        (See Instructions)  /   /


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11.     Percent of Class Represented by Amount in Row (9)

        8.5%

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12.     Type of Reporting Person (See Instructions)

        IA

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ITEM 1.
        (a)     Name of Issuer

                Harbor Custom Development, Inc.
-----------------------------------------------------------------------------

        (b)     Address of Issuer's Principal Executive Offices

                11505 Burnham Dr., Suite 301
                Gig Harbor, WA 98332

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ITEM 2.

        (a)     Name of Person Filing

                Bard Associates, Inc.
-----------------------------------------------------------------------------

        (b)     Address of Principal Business Office or, if none, Residence

                135 South LaSalle Street, Suite 3700
                Chicago, IL  60603

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        (c)     Citizenship

                United States
-----------------------------------------------------------------------------


        (d)     Title of Class of Securities

                Common Stock
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        (e)     CUSIP Number

                41150T207
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ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO SECTIONS
        240.13d-1(b) or 240.13d-2(b) or (c), CHECK WHETHER THE
        PERSON FILING IS A:

                (a)     /     / Broker or dealer registered under section 15 of
                        The Act (15 U.S.C. 78o).

                (b)     /    / Bank as defined in section 3(a)(6) of the Act
                        (15 U.S.C. 78c).

                (c)     /    / Insurance company as deined in section 3(a)(19)
                        Of the Act (15. U.S.C. 78c).

                (d)     /   / Investment company registered under section 8 of
                        The Investment Company Act of 1940 (15 U.S.C. 80a-8).

                (e)     / x / An investment adviser in accordance with Section
                        240.13d-1(b)(1)(ii)(E);

                (f)     /   / An employee benefit plan or endowment fund in accordance
                        with Section 240.13d-1(b)(1)(ii)(F);

                (g)     /   / A parent holding company or control person in accordance
                        with Section 240.13d-1(b)(1)(1)(ii)(G);

                (h)     /   / A savings association as defined in Section 3(b) of the
                        Federal Deposit Insurance Act (12 U.S.C. 1813);

                (i)     /   / A church plan that is excluded from the definition of an
                        Investment company under section 3(c)(14) of the Investment
                        Company Act of 1940 (15. U.S.C. 80a-3);

                (j)     /   / Group, in accordance with Section 240.13d-1(b)(1)(ii)(J).

-------------------------------------------------------

ITEM 4. OWNERSHIP

        The information reported below in the Item 4(a) is as of December 31, 2021,
        consisting of 1,380,407 shares, comprised of 133,645 shares Series A
        Cumulative Convertible Preferred Stock converted into 742,532 common shares
        [Ratio 1 PFD = 5.556 COM], and 637,875 Warrants.

        The percentage set forth in Item 4(b) is calculated based on the
        16,273,501 shares of the Issuer's Common Stock based on 14,893,094
        shares outstanding as reported in the Issuer's Issuer's 10-Q for
        the period September 30, 2021 (filed November 15, 2021) plus our
        1,380,407 Series A Cumulative Convertible Preferred Stock and
        Warrants, as converted.


                (a)     Amount beneficially owned:

                        1,380,407 shares (Represents 133,645 shares Series A
                        Cumulative Convertible Preferred Stock converted into
                        742,532 common shares [Ratio 1 PFD = 5.556 COM], and
                        637,875 Warrants.

                (b)     Percent of Class

                        8.5%

                (c)     Number of shares as to which the person has:

                        (i)     Sole power to vote or to direct the vote

                        58,800 (Represents 58,800 Warrants)
                        ----------------------------------------------------
                        (ii)    Shared power to vote or to direct the vote

                        0
                        ------------------------------------------------------
                        (iii)  Sole power to dispose or to direct the disposition of

                        1,380,407 shares (Represents 133,645 shares Series A
                        Cumulative Convertible Preferred Stock converted into
                        742,532 common shares [Ratio 1 PFD = 5.556 COM], and
                        637,875 Warrants.
                        ------------------------------------------------
                        (iv)  Shared power to dispose or to direct the disposition of
                        0
                        ---------------------------------------------------------

ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS

If this statement is being filed to report the fact that as of the date hereof
The reporting person has ceased to be the beneficial owner of more than five
Percent of the class of securities, check the following   /   /.


ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF
                ANOTHER PERSON


ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY
        WHICH ACQUIRED THE SECURITY BEING REPORTED ON
        BY THE PARENT HOLDING COMPANY OR CONTROL PERSON


ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE
        GROUP


ITEM 9. NOTICE OF DISSOLUTION OF GROUP


ITEM 10.CERTIFICATION

By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were acquired and are held in the ordinary course
of business and were not acquired and are not held for the purpose of or with
the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or
as a participant in any transaction having that purpose or effect.



                                        SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.

                                        February 14,2022
                                -------------------------------------------
                                        Date

                                /s/ Timothy B. Johnson
                                ----------------------------------------------
                                        Signature

                                Timothy B. Johnson/ President
                                -----------------------------------------------------
                                        Name/Title

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