IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 11,817,000.00
    MATURING: 06-Apr-2006
    ISSUE DATE: 04-Apr-2002
    ISIN: XS0145864822

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
04-Jan-2005 TO 04-Apr-2005 HAS BEEN FIXED AT 2.600000 PCT.

DAY BASIS 90/360

INTEREST PAYABLE VALUE 04-Apr-2005 WILL AMOUNT TO
USD 6.50 PER USD 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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