IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 50,000,000.00
    MATURING: 03-SEP-2007
    ISSUE DATE:03-SEP-2004
    ISIN: XS0200159340

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
03-SEP-2004 TO 03-DEC-2004 HAS BEEN FIXED AT 2.145000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 03-DEC-2004 WILL AMOUNT TO:
EUR 5.42 PER EUR 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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