Berkshire Hills Bancorp Inc

Visual Financials
Company Name: Berkshire Hills Bancorp Inc
Ticker Symbol: BHLB
CIK Number: 0001108134
WWW Address: https://www.berkshirebank.com
CEO: Michael P. Daly
No. of Employees: 1,731
Common Issue Type: CS
Business Description:Berkshire Hills Bancorp, Inc., is a holding company for Berkshire Bank and Berkshire Insurance Group. It offers deposit, lending, investment, wealth management, and insurance services.

 
Industry Information: BANKING - Savings & Loans [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 30.76 Up 0.21 - - 30.46 30.72 30.20 194856
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 1,573.5 51.2 0.00 2.30 0.92 12.9 3.0 44.25 - 25.77
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close30.53$
PE Ratio - LTM12.9
Market Capitalisation1,573.5mil
Latest Shares Outstanding51.2mil
Earnings pS (EPS)2.30$
Dividend pS (DPS)0.92¢
Dividend Yield3.0%
Dividend Payout Ratio%
Revenue per Employee227,268$
Effective Tax Rate28.1%
Float34.4mil
Float as % of Shares Outstanding0.8%
Foreign Sales-
Domestic Sales-
Selling, General & Adm/tive (SG&A) as % of Revenue-
Research & Devlopment (R&D) as % of Revenue-
Gross Profit Margin-
EBITDA Margin0.0%
Pre-Tax Profit Margin0.0%
Assets Turnover3.9%
Return on Assets (ROA)0.9%
Return on Equity (ROE)7.1%
Return on Capital Invested (ROCI)0.0%
Current Ratio-
Leverage Ratio (Assets/Equity)8.1
Interest Cover
Total Debt/Equity (Gearing Ratio)1.01
LT Debt/Total Capital21.0%
Working Capital pS-
Cash pS-
Book-Value pS30.03$
Tangible Book-Value pS18.32$
Cash Flow pS2.54$
Free Cash Flow pS2.37$
KEY FIGURES (LTM): Price info
Price/Book Ratio1.00
Price/Tangible Book Ratio0.00
Price/Cash Flow11.8
Price/Free Cash Flow12.7
P/E as % of Industry Group544.0%
P/E as % of Sector Segment101.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate0.92
Current Dividend Yield3.0
5-Y Average Dividend Yield2.8
Payout Ratio0.0
5-Y Average Payout Ratio42.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---4.6268,759943,933
4 Weeks31.3028.9230.290.8353,6866,720,052
13 Weeks31.3026.2130.011.7303,35619,414,813
26 Weeks32.6125.7731.96-4.5289,39235,884,677
52 Weeks44.2525.7743.00-29.0274,68068,670,134
YTD31.8126.02-12.0278,27630,053,890
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
30.1129.9629.6529.7232.500.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.160.40.20
Income0.210.60.29
Dividend0.040.20.05
Capital Spending0.12NA0.37
R&D0.00NA0.00
Normalized Inc.0.00NA0.00
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %35.535.532.1
Earnings %79.179.188.8
EPS %50.050.052.0
EPS $0.140.140.51
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Free Cash Flow Margin-10.74
Free Cash Flow Margin 5YEAR AVG-9.04
Cash-Flow pS0.00
Free Cash-Flow pS-4.65
FINANCIAL STRUCTURE RATIOS
Financial Leverage Ratio (Assets/Equity)8.08
Debt Ratio0.00
Total Debt/Equity (Gearing Ratio)1.00
LT Debt/Equity1.00
LT Debt/Capital Invested50.09
LT Debt/Total Liabilities0.00
 
VALUATION RATIOS
MULTIPLES
PQ Ratio1.89
Tobin's Q Ratio0.13
Current P/E Ratio - LTM12.90
Enterprise Value (EV)/EBITDA0.00
Enterprise Value (EV)/Free Cash Flow43.38
Dividend Yield3.0
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM1.00
Price/Cash Flow Ratio11.8
Price/Free Cash Flow Ratio - LTM12.7
P/E Ratio (1 month ago) - LTM16.3
P/E Ratio (26 weeks ago) - LTM14.7
P/E Ratio (52 weeks ago) - LTM20.3
5-Y High P/E Ratio19.6
5-Y Low P/E Ratio9.8
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E-10
P/E as % of Industry Group544.0
P/E as % of Sector Segment101.0
Current 12 Month Normalized P/E Ratio - LTM11.0
PER SHARE FIGURES
Tangible Book Value pS - LTM18.32
Book Value pS - LTM30.03
Capital Invested pS59.23
Cash Flow pS - LTM2.54
Free Cash Flow pS - LTM2.37
Earnings pS (EPS)2.30
 
OPERATING RATIOS
PROFITABILITY
Return on Equity (ROE)7.19
Return on Equity (ROE) - 5YEAR AVRG.0.1
Return on Capital Invested (ROCI)3.49
Return on Capital Invested (ROCI) - 5YEAR AVRG.
Return on Assets (ROA)0.87
Return on Assets (ROA) - 5YEAR AVRG.0.0
EBIT Margin - LTM0.0
EBITDA Margin - LTM0.0
Pre-Tax Profit Margin166.95
Pre-Tax Profit Margin - 5YEAR AVRG.169.63
Net Profit Margin29.43
Net Profit Margin - 5YEAR AVRG.23.09
Effective Tax Rate4.61
Effective Tax Rate - 5YEAR AVRG.4.66
EFFICIENCY RATIOS
Revenue per Employee - LTM244,269
Net Income per Employee - LTM37,361
Assets/Revenue - LTM0.00
Assets/Revenue - 5YEAR AVRG.3,713.89



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