UMBF UMB Financial Corporation

Cerner Corp. (NASDAQ: CERN), a leading supplier of healthcare information technology, announced Healthe� has launched one of the industry�s first combined health plan ID and payment cards with a fully integrated line of credit for healthcare consumers. Cerner has selected First Data Healthcare Services, part of First Data Corp. (NYSE: FDC), and UMB Healthcare Services, a division of UMB Financial Corporation (NASDAQ: UMBF) and a leader in financial services for consumer-directed healthcare products, to provide support on this innovative offering. The Healthe model of health plan administration uses Cerner�s software technology and vision to provide transparent, consumer-focused care and has launched a card to support the consumer-directed health plan options for Cerner�s associates nationwide. First Data currently provides Cerner with healthcare payment card processing services for Cerner's Healthcare Flexible Spending Account (HFSA), Health Reimbursement Arrangement (HRA) and Health Savings Account (HSA) benefit plan offerings. First Data�s state-of-the-art transaction card processing solution includes one of the industry�s first fully integrated line of credit and real-time auto-substantiation solutions at various retail and online merchants, enhancing the member experience at point of care. UMB Healthcare Services will serve as the financial custodian, supporting debit card access and HSA services. UMB has been a financial leader in the healthcare industry since 1996. UMB has in excess of $80 million in HSA assets with insurance carriers, Third Party Administrators, software providers and businesses nationwide. �Together with First Data and UMB we are committed to improving the current healthcare space for consumers,� said Bill Wing, Cerner�s vice president of Cerner Healthe. �This integrated card functions as both a health plan ID card and a debit card, allowing our Cerner associates real-time access to their healthcare dollars at the point of care.� Cerner Healthe plans to integrate this new technology with other employer groups that utilize the Healthe claims administration services. Building upon First Data�s technology for healthcare processing and UMB�s experience in healthcare financial services, this single card allows access to multiple healthcare funds, complex financial prioritization and a seamless end-to-end solution. �First Data has long had the vision of reducing the number of cards a member must carry by combining the financial and healthcare ID cards,� said Robyn Bartlett-Andersen, general manager, First Data Healthcare Services. �Working with Cerner is allowing us to execute on our vision of enhancing the member experience and reducing healthcare administrative costs.� Cerner�s success with the real-time transaction card at its on-site health clinic has resulted in plans to expand this concept to other employers around the nation soon. �Adoption of this real-time payment service will potentially save millions by reducing friction in the payment process for both employers and providers,� said Wing. "UMB, Cerner and First Data teamed with each other to provide an innovative and integrated solution,� said Dennis Triplett, president of UMB Healthcare Services. �By providing a line of credit, we supply a safety net for employee participants who incur qualified healthcare expenses that exceed the available funds in their HRA or HSA accounts.� About Cerner Cerner Corp. is taking the paper record out of healthcare, eliminating error, variance and waste in the care process. With more than 6,000 clients worldwide, Cerner is the leading supplier of healthcare information technology. The following are trademarks of Cerner: Cerner, Healthe and the Cerner logo. For more information, visit www.cerner.com. This release contains forward-looking statements that involve a number of risks and uncertainties. It is important to note that the Company's performance, and actual results, financial condition or business could differ materially from those expressed in such forward-looking statements. The words �will�, �plan� and �potentially� or the negative of these words, variations thereof or similar expressions are intended to identify such forward-looking statements. Factors that could cause or contribute to such differences include, but are not limited to: the possibility of product-related liabilities; potential claims for system errors and warranties; the possibility of interruption at our data centers or client support facilities; our proprietary technology may be subjected to infringement claims or may be infringed upon; recruitment and retention of key personnel; risks related to our reliance on third party suppliers; risks inherent with business acquisitions; changing political, economic and regulatory influences; government regulation; significant competition and market changes; and failure of the parties to achieve the intended benefits. Additional discussion of these and other factors affecting the Company's business is contained in the Company's periodic filings with the Securities and Exchange Commission. The Company undertakes no obligation to update forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes in future operating results, financial condition or business over time. About First Data Healthcare Services First Data Healthcare Services provides end-to-end payment solutions that streamline the healthcare experience for patients, providers, and payers. The company pioneered a multi-use healthcare card that provides access to HSA, HRA, FSA, and other funding sources, including an integrated line of credit. First Data Healthcare Services is one of the largest processors of healthcare payment cards. About First Data First Data Corp. (NYSE: FDC) is a leading provider of electronic commerce and payment solutions for businesses worldwide. Serving over 5 million merchant locations, 1,900 card issuers and their customers, First Data powers the global economy by making it easy, fast and secure for people and businesses around the world to buy goods and services using virtually any form of payment. The company's portfolio of services and solutions includes merchant transaction processing services; credit, debit, private-label, gift, payroll and other prepaid card offerings; fraud protection and authentication solutions; electronic check acceptance services through TeleCheck; as well as Internet commerce and mobile payment solutions. The company's STAR Network offers PIN-secured debit acceptance at 2 million ATM and retail locations. For more information, visit www.firstdata.com. About UMB Financial Corporation UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 138 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. For more information, visit www.umb.com.