UMBF UMB Financial Corporation

Ben Morris, CTP, AAP, vice president of UMB Healthcare Services, a division of UMB Financial Corporation (NASDAQ: UMBF), has been invited to speak at the Association for Financial Professionals (AFP) Annual Conference in Las Vegas, October 15-18. The presentation will take place on Monday, October 16, from 3:30-4:30 p.m. in room 2001/2002. Morris� experience in the banking industry includes the fields of healthcare services, credit, treasury management and bankcard. Morris will be co-presenting with Walter B. Stark, CTP, assistant treasurer of Humana, Inc., one of the largest health benefit companies in the country. The presentation, �HSA � What is it? How does it affect your company�s bottom line?� will address how the use of HSAs in conjunction with high deductible health plans reduces employee benefit expense and FICA tax. The AFP Annual Conference is known as the leading conference in treasury and finance. Nearly 6,000 treasury and finance professionals come together to keep up with industry changes, see new products and services and to partake in a variety of educational workshops and sessions. UMB Financial Corporation is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005. Ben Morris, CTP, AAP, vice president of UMB Healthcare Services, a division of UMB Financial Corporation (NASDAQ: UMBF), has been invited to speak at the Association for Financial Professionals (AFP) Annual Conference in Las Vegas, October 15-18. The presentation will take place on Monday, October 16, from 3:30-4:30 p.m. in room 2001/2002. Morris' experience in the banking industry includes the fields of healthcare services, credit, treasury management and bankcard. Morris will be co-presenting with Walter B. Stark, CTP, assistant treasurer of Humana, Inc., one of the largest health benefit companies in the country. The presentation, "HSA - What is it? How does it affect your company's bottom line?" will address how the use of HSAs in conjunction with high deductible health plans reduces employee benefit expense and FICA tax. The AFP Annual Conference is known as the leading conference in treasury and finance. Nearly 6,000 treasury and finance professionals come together to keep up with industry changes, see new products and services and to partake in a variety of educational workshops and sessions. UMB Financial Corporation is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005.