The Board of Directors of Stewardship Financial Corporation (NASDAQ: SSFN), parent company of Atlantic Stewardship Bank, has declared a $0.03 per share cash dividend.  Common stockholders of record as of February 1, 2019, will be paid the dividend on February 15, 2019.  This dividend represents the eighty fifth consecutive quarterly dividend since 1998.  The dividend amount per share remains unchanged as compared to the prior quarterly cash dividend.  This dividend should not be used as an indicator of future dividends to common stockholders.

Stewardship Financial Corporation’s subsidiary, Atlantic Stewardship Bank (ASB) is a full-service community bank serving both individuals and businesses. ASB is known for tithing, or sharing, 10% of its taxable income with nonprofit, educational, charitable and/or evangelical religious organizations.  To date, ASB’s total tithing donations total over $10.1 million.  ASB maintains 12 banking locations in Hawthorne, Midland Park, Montville, Morristown, North Haledon, Pequannock, Ridgewood, Waldwick, Westwood, Wyckoff and two offices in Wayne.  ASB invites you to visit their website at www.asbnow.bank for additional information and to learn more.

Contact: Mary Beth Steiginga 630 Godwin Avenue Midland Park, NJ 07432 201.444.7100

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