Statement of Changes in Beneficial Ownership (4)

FORM 4 [ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response... 0.5
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person ^* Johnson Stephen Charles	2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) VP Mortgage Operations
(Last) (First) (Middle) 886 SOUTH ROUECHE LANE	3. Date of Earliest Transaction (MM/DD/YYYY) 12/6/2019
(Street) KAYSVILLE, UT 84037 (City) (State) (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)	6. Individual or Joint/Group Filing (Check Applicable Line) _X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code (Instr. 8)		4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

*Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)*
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)			11. Nature of Indirect Beneficial Ownership (Instr. 4)
Employee Stock Option (right to buy)	$1.09 ⁽¹⁾	4/13/2012		A		4221 ⁽¹⁾		7/13/2012	4/13/2022	Class A Common Stock	4221 ⁽¹⁾	$1.09 ⁽¹⁾	4221 ⁽¹⁾	D
Employee Stock Option (right to buy)	$3.56 ⁽²⁾	12/6/2013		A		4020 ⁽²⁾		3/6/2014	12/6/2023	Class A Common Stock	4020 ⁽²⁾	$3.56 ⁽²⁾	4020 ⁽²⁾	D
Employee Stock Option (right to buy)	$3.34 ⁽³⁾	7/2/2014		A		3829 ⁽³⁾		10/24/2014	7/2/2024	Class A Common Stock	3829 ⁽³⁾	$3.34 ⁽³⁾	3829 ⁽³⁾	D
Employee Stock Option (right to buy)	$3.89 ⁽⁴⁾	12/5/2014		A		7658 ⁽⁴⁾		3/5/2015	12/5/2024	Class A Common Stock	7658 ⁽⁴⁾	$3.89 ⁽⁴⁾	7658 ⁽⁴⁾	D
Employee Stock Option (right to buy)	$5.47 ⁽⁵⁾	12/4/2015		A		12155 ⁽⁵⁾		3/4/2016	12/4/2025	Class A Common Stock	12155 ⁽⁵⁾	$5.47 ⁽⁵⁾	12155 ⁽⁵⁾	D
Employee Stock Option (right to buy)	$6.03 ⁽⁶⁾	12/2/2016		A		5789 ⁽⁶⁾		3/2/2017	12/2/2026	Class A Common Stock	5789 ⁽⁶⁾	$6.03 ⁽⁶⁾	5789 ⁽⁶⁾	D
Employee Stock Option (right to buy)	$4.56 ⁽⁷⁾	12/1/2017		A		11025 ⁽⁷⁾		3/1/2018	12/1/2027	Class A Common Stock	11025 ⁽⁷⁾	$4.56 ⁽⁷⁾	11025 ⁽⁷⁾	D
Employee Stock Option (right to buy)	$5.46 ⁽⁸⁾	12/6/2019		A		10000 ⁽⁸⁾		3/6/2020 ⁽⁸⁾	12/6/2029	Class A Common Stock	10000 ⁽⁸⁾	$5.46 ⁽⁸⁾	10000 ⁽⁸⁾	D

Explanation of Responses:
(1)	This option was granted on April 13, 2012 as an option for 3,000 shares of Class A Common Stock at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(2)	This option was granted on December 6, 2013 as an option for 3,000 shares of Class A Common Stock at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(3)	This option was granted on July 2, 2014 as an option for 3,000 shares of Class A Common Stock at an exercise price of $4.29 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(4)	This option was granted on December 5, 2014 as an option for 6,000 shares of Class A Common Stock at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(5)	This option was granted on December 4, 2015 as an option for 10,000 shares of Class A Common Stock at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, and February 1, 2019.
(6)	This option was granted on December 2, 2016 as an option for 5,000 shares of Class A Common Stock at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, and February 1, 2019.
(7)	This option was granted on December 1, 2017 as an option for 10,000 shares of Class A Common Stock at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions in the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018 and February 1, 2019.
(8)	This option was granted on December 6, 2019 as an option for 10,000 shares of Class A Common Stock at an exercise price of $5.46 per share. This option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested.

Reporting Owners
Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
Johnson Stephen Charles 886 SOUTH ROUECHE LANE KAYSVILLE, UT 84037			VP Mortgage Operations