Baldwin & Lyons

Visual Financials
Company Name: Baldwin & Lyons Inc
Ticker Symbol: BWINA
CIK Number: 0000009346
WWW Address: http://www.baldwinandlyons.com
CEO: Mr. William Randall Birchfield
No. of Employees: 455
Common Issue Type: CS
Business Description:Baldwin & Lyons, Inc., is engaged in marketing and underwriting property and casualty insurance and the assumption of property and casualty reinsurance.

 
Industry Information: INSURANCE - Property & Casualty Insurance [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 23.55 Unchanged 0.0 21.6 30.72  23.55 23.55 -
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 354.2 15.0 0.00 1.21 1.12 0.0 4.7 24.86 - 21.31
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close23.55$
PE Ratio - LTM0.0
Market Capitalisation354.2mil
Latest Shares Outstanding15.0mil
Earnings pS (EPS)1.21$
Dividend pS (DPS)1.12¢
Dividend Yield4.7%
Dividend Payout Ratio1%
Revenue per Employee703,095$
Effective Tax Rate0.0%
Float1.3mil
Float as % of Shares Outstanding0.5%
Foreign Salesmil
Domestic Salesmil
Selling, General & Adm/tive (SG&A) as % of Revenue0.10%
Research & Devlopment (R&D) as % of Revenue0.00%
Gross Profit Margin0.0%
EBITDA Margin0.0%
Pre-Tax Profit Margin0.0%
Assets Turnover29.6%
Return on Assets (ROA)1.5%
Return on Equity (ROE)4.5%
Return on Capital Invested (ROCI)0.0%
Current Ratio
Leverage Ratio (Assets/Equity)3.2
Interest Cover
Total Debt/Equity (Gearing Ratio)0.05
LT Debt/Total Capital0.0%
Working Capital pS0.00$
Cash pS0.00$
Book-Value pS27.38$
Tangible Book-Value pS27.84$
Cash Flow pS6.32$
Free Cash Flow pS5.94$
KEY FIGURES (LTM): Price info
Price/Book Ratio0.86
Price/Tangible Book Ratio0.00
Price/Cash Flow3.7
Price/Free Cash Flow4.0
P/E as % of Industry Group0.0%
P/E as % of Sector Segment0.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate1.12
Current Dividend Yield4.7
5-Y Average Dividend Yield0.0
Payout Ratio1.0
5-Y Average Payout Ratio0.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week----0.213711,033
4 Weeks24.5023.5523.85-1.3-43226,135
13 Weeks24.8621.3123.022.3-41,03265,071
26 Weeks24.8621.3123.032.33855107,743
52 Weeks24.8621.3122.654.0-10857215,290
YTD24.8621.31-2.1-2791115,553
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
23.5823.6223.5023.2923.270.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.070.30.08
Income-0.110.0-0.15
Dividend0.020.10.03
Capital Spending0.11NA0.46
R&D0.00NA0.00
Normalized Inc.0.00NA0.00
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %0.00.00.0
Earnings %0.00.00.0
EPS %0.00.00.0
EPS $0.000.000.00
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Net Working Capital Ratio0.00
Current Ratio0.0
Quick Ratio (Acid Test)0.0
Liquidity Ratio (Cash)0.00
Receivables Turnover0.0
Average Collection Period
Working Capital/Equity0.0
Working Capital pS0.00
Cash-Flow pS6.20
Free Cash-Flow pS5.76
FINANCIAL STRUCTURE RATIOS
Altman's Z-Score Ratio0.58
Financial Leverage Ratio (Assets/Equity)0.0
Debt Ratio1.5
Total Debt/Equity (Gearing Ratio)0.05
LT Debt/Equity0.00
LT Debt/Capital Invested0.0
LT Debt/Total Liabilities0.0
Interest Cover0.0
Interest/Capital Invested0.00
 
VALUATION RATIOS
MULTIPLES
PQ Ratio0.00
Tobin's Q Ratio0.26
Current P/E Ratio - LTM0.00
Enterprise Value (EV)/EBITDA0.00
Enterprise Value (EV)/Free Cash Flow6.80
Dividend Yield4.7
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM0.86
Price/Cash Flow Ratio3.7
Price/Free Cash Flow Ratio - LTM4.0
Price/Sales Ratio0.00
P/E Ratio (1 month ago) - LTM0.0
P/E Ratio (26 weeks ago) - LTM0.0
P/E Ratio (52 weeks ago) - LTM0.0
5-Y High P/E Ratio35.4
5-Y Low P/E Ratio27.0
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E-3
P/E as % of Industry Group0.0
P/E as % of Sector Segment0.0
Current 12 Month Normalized P/E Ratio - LTM0.0
PER SHARE FIGURES
LT Debt pS0.00
Current Liabilities pS0.00
Tangible Book Value pS - LTM27.84
Book Value pS - LTM27.38
Capital Invested pS29.17
Cash pS - LTM0.00
Cash Flow pS - LTM6.32
Free Cash Flow pS - LTM5.94
Earnings pS (EPS)1.21
 
OPERATING RATIOS
PROFITABILITY RATIOS
Free Cash Flow Margin23.45
Free Cash Flow Margin 5YEAR AVG8.41
Net Profit Margin0.0
Net Profit Margin - 5YEAR AVRG.0.1
Equity Productivity0.89
Return on Equity (ROE)0.0
Return on Equity (ROE) - 5YEAR AVRG.0.1
Capital Invested Productivity0.85
Return on Capital Invested (ROCI)0.0
Return on Capital Invested (ROCI) - 5YEAR AVRG.
Assets Productivity0.30
Return on Assets (ROA)0.0
Return on Assets (ROA) - 5YEAR AVRG.0.0
Gross Profit Margin0.0
Gross Profit Margin - 5YEAR AVRG.
EBITDA Margin - LTM0.0
EBIT Margin - LTM0.0
Pre-Tax Profit Margin0.1
Pre-Tax Profit Margin - 5YEAR AVRG.0.1
Effective Tax Rate0.0
Effective Tax Rate - 5YEAR AVRG.0.0
EFFICIENCY RATIOS
Cash Conversion Cycle
Revenue per Employee703,095
Net Income per Employee34,703
Average Collection Period
Receivables Turnover0.0
Day's Inventory Turnover Ratio
Inventory Turnover0.0
Inventory/Sales0.0
Accounts Payble/Sales0.00
Assets/Revenue3.33
Net Working Capital Turnover0.00
Fixed Assets Turnover0.00
Total Assets Turnover0.3
Revenue per $ Cash5.74
Revenue per $ Plant7.85
Revenue per $ Common Equity0.89
Revenue per $ Capital Invested0.85
Selling, General & Adm/tive (SG&A) as % of Revenue7.8
SG&A Expense as % of Revenue - 5YEAR AVRG.1.0
Research & Devlopment (R&D) as % of Revenue0.0
R&D Expense as % of Revenue - 5YEAR AVRG.0.0



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