Atlantic Coast Financial Corporation (the Company), (NASDAQ: ACFC), the holding company for Atlantic Coast Bank, today announced that its management will participate in FIG Partners' 12th Annual Bank CEO Forum, which will take place in Atlanta on September 19-20, 2016. John K. Stephens, Jr., President and Chief Executive Officer, and Tracy L. Keegan, Executive Vice President and Chief Financial Officer, will represent the Company and will participate in meetings with investors and analysts during the conference.

Management's presentation for these meetings will be posted to the Company's website on or prior to September 19, 2016.

About the Company

Atlantic Coast Financial Corporation is the holding company for Atlantic Coast Bank, a federally chartered and insured stock savings bank. It is a community-oriented financial institution serving the Northeast Florida, Central Florida and Southeast Georgia markets. Investors may obtain additional information about Atlantic Coast Financial Corporation on the Internet at www.AtlanticCoastBank.net, under Investor Relations.

Atlantic Coast Financial CorporationTracy L. Keegan, 904-998-5501Executive Vice President andChief Financial Officer

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