UWHR Uwharrie Capital Corp (QX)

POWER OF ATTORNEY FOR SECTION 16(a) REPORTING Know all by these presents, that the undersigned hereby constitutes and appoints each of Roger L. Dick, President and Chief Executive Officer; Brendan P. Duffey, Executive Vice President and Chief Operating Officer; and Tamara M. Singletary, Executive Vice President and Corporate Secretary and each of them acting alone, the undersigned's true and lawful attorney-in-fact to: (1) execute for and on behalf of the undersigned, in the undersigned's capacity as an officer, director and/or 10% or more shareholder of Uwharrie Capital Corp (the "Company"), Forms 3, 4, and 5 (and any amendments thereto) in accordance with Section 16(a) of the Securities Exchange Act or 1934, as amended (the "1934 Act"), and the rules promulgated thereunder; (2) do and perform any and all acts for and on behalf of the undersigned which may be necessary or desirable to complete and execute any such Form 3, 4, or 5 (and any amendment thereto) and to file timely such Form with the United States Securities and Exchange Commission and any stock exchange or similar authority; and (3) take any other action of any type whatsoever in connection with the foregoing which in the opinion of such attorney-in-fact may be of benefit to, in the best interest of, or legally required by, the undersigned, it being understood that the documents executed by such attorney-in-fact on behalf of the undersigned pursuant to this Power of Attorney shall be in such form and shall contain such terms and conditions as such attorney-in-fact may approve in such attorney-in-fact's discretion. The undersigned hereby grants to each such attorney-in-fact full power and authority to do and perform any and every act and thing whatsoever requisite, necessary or proper to be done in the exercise of any of the rights and powers herein granted, as fully to all intents and purposes as the undersigned might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that such attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be done by virtue of this Power of Attorney and the rights and powers herein granted. The undersigned acknowledges that the foregoing attorneys-in-fact, in serving in such capacity at the request of the undersigned, are not assuming, nor is the Company assuming, any of the undersigned's responsibilities to comply with Section 16 of the 1934 Act. This Power of Attorney shall remain in full force and effect until the undersigned is no longer required to file Forms 3, 4, and 5 with respect to the undersigned's holdings of and transactions in securities issued by the Company, unless earlier revoked by the undersigned in a signed writing delivered to each of the foregoing attorneys-in-fact. IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be executed this 17th day of November, 2015. By: SEC Reporting Person /s/ James O. Campbell James O. Campbell (Signature of Reporting Person) (Print Name) poa.100

RESOLUTIONS OF THE BOARD OF DIRECTORS OF UWHARRIE CAPITAL CORP WHEREAS, the persons named below are designated as "Reporting Persons" of Uwharrie Capital Corp (the "Company") for purposes of Rule 16a (Reporting Requirement) to the Securities and Exchange Commission ("SEC"): 1. Board of Directors Uwharrie Capital Corp 2. Roger L. Dick President and Chief Executive Officer Uwharrie Capital Corp 3. Brendan P. Duffey Chief Operating Officer, Chief Risk Officer Uwharrie Capital Corp 4. R. David Beaver, III Chief Financial Officer Uwharrie Capital Corp FURTHER, all other officers of the Company are excluded from policymaking functions and, therefore, are not "Reporting Persons" of the Company. FURTHER, those persons named will be responsible for complying with the "Pre-Clearance Policy for Uwharrie Capital Corp Stock Transactions"as set forth by the Board of Directors and for notifying Tamara M. Singletary, who has been designated as the Company's contact person for stock matters, prior to engaging in any transaction involving or effecting any change in his/her beneficial ownership of equity securities of the Company including, without limitation, any change resulting from any private negotiation trade, market trade through the Company, gifts, custodial accounts, trusts, corporations, partnerships, marriages, deaths, incentive stock options, employee stock purchase plan, employee benefit plan, etc. in order to prevent violations of Rule 16a and 16b. FURTHER, compliance with the reporting rules is the sole responsibility of the individual Reporting Persons and not the Company; however, Tamara M. Singletary will assist persons with reporting forms to ensure timely filings with the Securities and Exchange Commission (SEC). FURTHER, the "Reporting Persons" authorize and designate Roger L. Dick, Brendan P. Duffey, or Tamara M. Singletary to sign SEC Forms 3, 4 and 5 and file in their behalf, if needed. Notice of this signature authorization will be given to the Securities and Exchange Commission by providing a copy of this resolution. Page 2 of 2 SEC "Reporting Persons" Resolution UCC Board of Directors January 20, 2015 These actions being taken at a duly called meeting of the Uwharrie Capital Corp Board of Directors on January 20, 2015, for which a quorum was present. /s/ Tamara M. Singletary Tamara M. Singletary Corporate Secretary Uwharrie Capital Corp