FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
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OMB Number: 3235-0287
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

GADAWSKI KEVIN J. 		2. Issuer Name and Ticker or Trading Symbol

PSM HOLDINGS INC [ PSMH ] 		5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__ X __ Director                      _____ 10% Owner
__ X __ Officer (give title below)      _____ Other (specify below)
President & CFO
(Last)          (First)          (Middle)

601 S. FEDERAL HIGHWAY, SUITE 201 		3. Date of Earliest Transaction (MM/DD/YYYY)

2/12/2015
(Street)

BOCA RATON, FL 33432
(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock                  26494   D    

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		6. Date Exercisable and Expiration Date 7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Warrants   $0.44                    2/5/2014   2/5/2018   Common Stock   317870     317870   D    
Warrants   $0.24                    2/13/2014   2/13/2019   Common Stock   4000     321870   D    
Warrants   $0.88                    4/1/2014   4/1/2019   Common Stock   640810     962680   D    
Options   $0.1                    4/16/2015   (1) 4/16/2017   Common Stock   1250000     1250000   D    
Warrants   $0.011                    12/15/2014   12/15/2019   Common Stock   1400000     2362680   D    
Options   $0.035   2/12/2015     A      1100000       2/12/2016   (2) 2/11/2019   Common Stock   1100000   $0.035   2350000   D    

Explanation of Responses:
( 1)  The options are subject to the following vesting requirements: one-third shall vest on April 16, 2015, one-third shall vest on April 16, 2016; and the remaining one-third shall vest on April 16, 2017.
( 2)  The options are subject to the following vesting requirements: one-third shall vest on February 12, 2016, one-third shall vest on February 12, 2017; and the remaining one-third shall vest on February 12, 2018.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
GADAWSKI KEVIN J.
601 S. FEDERAL HIGHWAY
SUITE 201
BOCA RATON, FL 33432 		X
President & CFO

Signatures
/s/ Kevin Gadawski 2/20/2015
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.